-lowering statins) to study the responses of physicians and patients to variation in the cost of drugs. In a sample of first-time statin …-income patients. Our analysis suggests that physicians can perceive the adherence elasticity of their patients and adjust their …, we present suggestive evidence that physicians learn about a patient's price sensitivity through their own experience of …

deductible, while in the second firm pharmaceuticals were exempt. Employees in the first firm shifted the timing of drug … use of pharmaceuticals for chronic diseases. We compare two large firms where nearly all employees were switched to CDHPs … to firms with conventional health insurance plans. In the first firm's CDHP, pharmaceuticals were subject to the …

insurance plan that provided free health care to a non-linear, high deductible plan. The switch caused a spending reduction … high-deductible coverage. Consumers reduce quantities across the spectrum of health care services, including potentially … data environment to study how consumers respond to the complex structure of the high-deductible contract. We find that …

The overuse of medical services including antibiotics is often blamed on Physician Induced Demand. But since this … patients actively demanding antibiotics, by physicians believing that patients want antibiotics, or by physicians believing …

, however, considerably dampen demand. We find that uptake drops by 75 percent when the price of ITNs increases from zero to $0 …

demand, yet publicly-provided drug coverage typically involves uniform cost-sharing across drugs. We investigate how private … elasticities of demand across more than 150 drugs and across more than 100 therapeutic classes, as well as substantial … consumer cost-sharing for drugs or classes with more elastic demand. Our findings suggest that benefit design may be more …