insurance plan that provided free health care to a non-linear, high deductible plan. The switch caused a spending reduction … high-deductible coverage. Consumers reduce quantities across the spectrum of health care services, including potentially … data environment to study how consumers respond to the complex structure of the high-deductible contract. We find that …

patients may affect other patient groups. This paper examines how marginal shifts in the demand for services among the adult … simple theoretical framework for understanding how changes in the demand for care among adults under 65 may affect Medicare … spending. I then examine how two demand factors-recent coverage eligibility changes for parents and the firm size composition …

migration of Medicare patients to separate the role of demand and supply factors. Our approach allows us to account for demand … in utilization is attributable to patient demand, with the remainder due to place-specific supply factors. Demand …

levels of health care spending, controlling for past health care use. We estimate the demand elasticity of total health care …

demand, yet publicly-provided drug coverage typically involves uniform cost-sharing across drugs. We investigate how private … elasticities of demand across more than 150 drugs and across more than 100 therapeutic classes, as well as substantial … consumer cost-sharing for drugs or classes with more elastic demand. Our findings suggest that benefit design may be more …

, indicating more elastic demand around a zero price. We also find that increased utilization primarily reflects low-value and …