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Selection in Health Insurance Markets and its Policy Remedies
Geruso, Michael - 2017
In this essay, we review the theory and evidence concerning selection in competitive health insurance markets and discuss the common policy tools used to address the problems it creates. We begin by outlining some important but often misunderstood differences between two types of conceptual...
Persistent link: https://www.econbiz.de/10012946493
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Value Based Cost Sharing Meets the Theory of Moral Hazard : Medical Effectiveness in Insurance Benefits Design
Pauly, Mark V. - 2010
The conventional theory of optimal coinsurance rates in health insurance in the presence of moral hazard indicates that, in situations of equal risk characteristics, coinsurance should vary if the price-responsiveness or price-elasticity of demand for different medical services varies, and...
Persistent link: https://www.econbiz.de/10012760124
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Managed Care and Medical Expenditures of Medicare Beneficiaries
Chernew, Michael - 2010
This paper investigates the impact of Medicare HMO penetration on the medical care expenditures incurred by Medicare fee-for-service enrollees. We find that increasing penetration leads to reduced health care spending on fee-for-service beneficiaries. In particular, a one percentage point...
Persistent link: https://www.econbiz.de/10012759599
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Health Plan Payment in U.S. Marketplaces : Regulated Competition with a Weak Mandate
Layton, Timothy J. - 2017
The Affordable Care Act Marketplaces were introduced in 2014 as part of a reform of the U.S. individual health insurance market. While the individual market represents a small slice of the U.S. population, it has historically been the market segment with the lowest rates of take-up and greatest...
Persistent link: https://www.econbiz.de/10012955448
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Does Universal Coverage Improve Health? The Massachusetts Experience
Courtemanche, Charles - 2012
In 2006, Massachusetts passed health care reform legislation designed to achieve nearly universal coverage through a combination of insurance market reforms, mandates, and subsidies that later served as the model for national reform. Using data from the Behavioral Risk Factor Surveillance...
Persistent link: https://www.econbiz.de/10013109701
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The Impact of National Health Insurance on Birth Outcomes : A Natural Experiment in Taiwan
Chou, Shin-Yi; Grossman, Michael; Liu, Jin‐Tan - 2021
We estimate the impacts of the introduction of National Health Insurance (NHI) in Taiwan in March 1995 on the health of infants. Prior to NHI, government workers (the control group) possessed health insurance policies with comprehensive coverage for births and infant medical care services....
Persistent link: https://www.econbiz.de/10013224405
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The U.S. Health Care System and Labor Markets
Madrian, Brigitte C. - 2021
This paper provides a broad and general overview of the relationship between the U.S. health care system and the labor market. The paper first describes some of the salient features of and facts about the system of health insurance coverage in the U.S., particularly the role of employers. It...
Persistent link: https://www.econbiz.de/10013236818
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An Ounce of Prevention
Newhouse, Joseph P. - 2022
I look at prevention through an economic lens and make three main points. First, those advocating preventive measures are often asked how much money a given measure saves. This question is misguided. Rather preventive measures can be thought of as insurance, with a certain cost in the present...
Persistent link: https://www.econbiz.de/10013292690
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Pay-for-Performance Incentives in Low- and Middle-Income Country Health Programs
Miller, Grant - 2013
This chapter surveys experience with performance pay in developing country health programs. In doing so, it focuses on four key conceptual issues: (1) What to reward, (2) Who to reward, (3) How to reward, and (4) What unintended consequences might performance incentives create. We highlight that...
Persistent link: https://www.econbiz.de/10013083809
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Pecuniary Externalities in Economies with Financial Frictions
Davila, Eduardo - 2016
types of pecuniary externalities: distributive externalities that arise from incomplete insurance markets and collateral … externalities that arise from price-dependent financial constraints. For both types of externalities, we identify three sufficient … pecuniary externalities. We demonstrate how to employ our framework in a number of applications. Whereas collateral …
Persistent link: https://www.econbiz.de/10012986288