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Take-Up of Medicare Part D : Results from the Health and Retirement Study
Levy, Helen - 2010
We analyze data from the Health and Retirement Study on senior citizens' take-up of Medicare Part D. Take-up among those without drug coverage in 2004 was high; about fifty to sixty percent of this group have Part D coverage in 2006. Only seven percent of senior citizens lack drug coverage in...
Persistent link: https://www.econbiz.de/10012757923
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The Effect of Medicare Part D on Pharmaceutical Prices and Utilization
Duggan, Mark - 2010
On January 1, 2006, the federal government began providing insurance coverage for Medicare recipients' prescription drug expenditures through a new program known as Medicare Part D. Rather than setting pharmaceutical prices itself, the government contracted with private insurance plans to...
Persistent link: https://www.econbiz.de/10012759410
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Mind the Gap! Consumer Perceptions and Choices of Medicare Part D Prescription Drug Plans
Heiss, Florian - 2010
Medicare Part D provides prescription drug coverage through Medicare approved plans offered by private insurance companies and HMOs. In this paper, we study the role of current prescription drug use and health risks, related expectations, and subjective factors in the demand for prescription...
Persistent link: https://www.econbiz.de/10012759665
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Integrated Insurance Design in the Presence of Multiple Medical Technologies
Goldman, Dana P. - 2010
The classic theory of moral hazard concerns the insurance of a single good and predicts that co-insurance is larger when the elasticity of demand is higher and when small risks are insured. We extend this analysis to the insurance of multiple goods; for example, the simultaneous insurance of...
Persistent link: https://www.econbiz.de/10012760414
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The Impact of Health Insurance Expansion on Physician Treatment Choice : Medicare Part D and Physician Prescribing
Hu, Tianyan - 2014
We test the effect of the introduction of Medicare Part D on physician prescribing behavior by using data on physician visits from the National Ambulatory Medical Care Survey (NAMCS) 2002-2004 and 2006-2009 for patients aged 60-69. We use a combined DD-RD specification that is an improvement...
Persistent link: https://www.econbiz.de/10013043282
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Bunching at the Kink : Implications for Spending Responses to Health Insurance Contracts
Einav, Liran - 2016
A large literature in empirical public finance relies on “bunching” to identify a behavioral response to non-linear incentives and to translate this response into an economic object to be used counterfactually. We conduct this type of analysis in the context of prescription drug insurance...
Persistent link: https://www.econbiz.de/10012988079
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Patient Responses to Incentives in Consumer-Directed Health Plans : Evidence from Pharmaceuticals
Huckfeldt, Peter J. - 2015
use of pharmaceuticals for chronic diseases. We compare two large firms where nearly all employees were switched to CDHPs … to firms with conventional health insurance plans. In the first firm's CDHP, pharmaceuticals were subject to the … deductible, while in the second firm pharmaceuticals were exempt. Employees in the first firm shifted the timing of drug …
Persistent link: https://www.econbiz.de/10013028554
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Returns to Pharmaceutical Innovation in the Market for Oral Chemotherapy in Response to Insurance Coverage Expansion
Bennette, Caroline - 2017
We estimated the average returns, in terms of patient survival, to the marginal innovations in oral chemotherapy market induced by Part D expansion of oral chemotherapy coverage for elderly individuals by mandating inclusion of “all or substantially all” oral anti-cancer medications on...
Persistent link: https://www.econbiz.de/10012947011
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Which Models Can We Trust to Evaluate Consumer Decision Making? Comment on “Choice Inconsistencies Among the Elderly”
Ketcham, Jonathan - 2015
Neoclassical and psychological models of consumer behavior often make divergent predictions for the welfare effects of paternalistic policies, leaving wide scope for researchers' choice of a model to influence their policy conclusions. We develop a framework to reduce this model uncertainty and...
Persistent link: https://www.econbiz.de/10013018738
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Beyond Statistics : The Economic Content of Risk Scores
Einav, Liran - 2015
In recent years, the increased use of “big data” and statistical techniques to score potential transactions has transformed the operation of insurance and credit markets. In this paper, we observe that these widely-used scores are statistical objects that constitute a one-dimensional summary...
Persistent link: https://www.econbiz.de/10013020204