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This paper tests for bias in consumer lending decisions using administrative data from a high-cost lender in the United Kingdom. We motivate our analysis using a simple model of bias in lending, which predicts that profits should be identical for loan applicants from different groups at the...
Persistent link: https://www.econbiz.de/10012911705
There have been over 80 field experiments on traditional dimensions of discrimination in labor and housing markets … since 2000, in 23 countries. These studies nearly always find evidence of discrimination against minorities. However, the … estimates of discrimination in these studies can be biased if there is differential variation in the unobservable determinants …
Persistent link: https://www.econbiz.de/10012991675
Housing discrimination is illegal. However, paired-tester audit experiments have revealed evidence of discrimination in … Discrimination Study and micro-level data on key attributes of neighborhoods in 28 US cities, we find strong evidence of … discrimination in the characteristics of neighborhoods towards which individuals are steered. Conditional upon the characteristics of …
Persistent link: https://www.econbiz.de/10012914702
and improves his team's chance of winning. The results suggest that standard measures of salary discrimination that adjust …
Persistent link: https://www.econbiz.de/10012773154
's (1957) seminal work on employer discrimination - something which has not previously been done in the large economics … discrimination literature. Using rich data on racial prejudice from the General Social Survey, we find strong support for all of the …
Persistent link: https://www.econbiz.de/10012773183
manufacturing activity in minority neighborhoods (environmental racism). However, identifying discrimination in these regulations is …
Persistent link: https://www.econbiz.de/10013054041
discrimination. The second part of the paper turns to the role of the Internet. Online minority buyers who use the Internet Referral …
Persistent link: https://www.econbiz.de/10013242893
underlying motivations for discrimination …
Persistent link: https://www.econbiz.de/10012999468
Detecting racial discrimination using observational data is challenging because of the presence of unobservables that … may be correlated with race. Using data made public in the SFFA v. Harvard case, we estimate discrimination in a setting …
Persistent link: https://www.econbiz.de/10013310818
This paper examines how high cost mortgage lending varies by race and ethnicity. It uses a unique panel data that matches a representative sample of mortgages in seven large metropolitan markets between 2004 and 2008 to public records of housing transactions and proprietary credit reporting...
Persistent link: https://www.econbiz.de/10013031298