Riester pensions are voluntary, but heavily subsidized private pension schemes in Germany. They were designed as a … recently introduced "Riester pensions" depends on the state-provided saving incentives and how well the targeting to families … changes, Riester pension plans took off very quickly. While saving incentives were effective in reaching parents, they were …

crisis. The paper investigates the possibility of introducing obligatory private savings at a variable rate where the time … path of the savings rate is chosen so as to stabilize the sum of this rate and the pay-as-you-go contribution rate, given …

rates and expense ratios, and we estimate this could lead to aggregate savings for these participants over a 20-year period …

In this paper we document the importance of framing effects in the retirement savings decisions of college professors … contribution. Employees can also make tax-deferred contributions to a supplemental savings account. A standard lifecycle savings … model predicts a quot;dollar-for-dollarquot; tradeoff between supplemental savings and the combined regular pension …

Can governments increase private savings by taxing savings up front instead of in retirement? Roth 401(k) contributions …

optimally devote more of their savings to non-retirement accounts and less to 401(k) accounts, since the relative appeal of …

This article examines how the availability of annuities affects savings and inequality in economies in which neither … CBS utility function indicate that perfecting annuity insurance can significantly reduce national savings. Indeed, the … savings …