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1
Mortgage Broker Regulations that Matter : Analyzing Earnings, Employment, and Outcomes for Consumers
Kleiner, Morris M.
-
2007
question of whether increased occupational licensing of mortgage brokers improves
consumer
outcomes is theoretically ambiguous …
consumer
market for mortgages. We find that one typical regulation--the requirement in many states that mortgage brokers … and
consumer
market outcomes. In particular, we find that tighter bonding/net worth requirements are associated with …
Persistent link: https://www.econbiz.de/10012775475
Saved in:
2
Arbitration with Uninformed Consumers
Egan, Mark L.
-
2018
This paper studies the impact of the arbitrator selection process on
consumer
outcomes by examining roughly 9 …,000
consumer
arbitration cases in the securities industry. Securities disputes present a good laboratory: arbitration is mandatory … arbitrators without the input of firms and consumers would increase
consumer
awards by $40,000 on average, relative to the current …
Persistent link: https://www.econbiz.de/10012909516
Saved in:
3
Neoclassical Theory Versus Prospect Theory : Evidence from the Marketplace
List, John A.
-
2021
Neoclassical theory postulates that preferences between two goods are independent of the
consumer
's current …
Persistent link: https://www.econbiz.de/10013216838
Saved in:
4
Differentiated Products Demand Systems from a Combination of Micro and Macro Data : The New Car Market
Berry, Steven
;
Levinsohn, James A.
;
Pakes, Ariel
-
2021
In this paper, we exploit new sources of cross-sectional data to estimate a detailed product-level demand system for new passenger vehicles. We use four data sources: on the characteristics of products, on the attributes of the U.S. population of households, on the match between the first and...
Persistent link: https://www.econbiz.de/10013239351
Saved in:
5
Consumers and Agency Problems
Prendergast, Canice
-
2021
consumers have similar preferences to the principal, and those where
consumer
preferences diverge from those of the principal …. In the former case, allowing
consumer
feedback improves allocations, and increasing
consumer
information is unambiguously …
Persistent link: https://www.econbiz.de/10013249541
Saved in:
6
Effects of Information Provision in an Vertically Differentiated Market
Chipty, Tasneem
;
Witte, Ann Dryden
-
2021
We study the effects of
consumer
information on equlibrium market prices and observable product quality in the market … effects of information provision in a model of vertical differentiation. We show conditions in which increased
consumer
…
Persistent link: https://www.econbiz.de/10013210657
Saved in:
7
Repairing the Damage : The Effect of Price Expectations on Auto-Repair Price Quotes
Busse, Meghan R.
-
2013
In this paper we investigate whether sellers treat consumers differently on the basis of how well-informed consumers appear to be. We implement a large-scale field experiment in which callers request price quotes from automotive repair shops. We show that sellers alter their initial price quotes...
Persistent link: https://www.econbiz.de/10013080287
Saved in:
8
Nonrivalry and the Economics of Data
Jones, Charles I.
-
2019
Data is nonrival: a person's location history, medical records, and driving data can be used by any number of firms simultaneously. Nonrivalry leads to increasing returns and implies an important role for market structure and property rights. Who should own data? What restrictions should apply...
Persistent link: https://www.econbiz.de/10012862856
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9
The Behavioralist Goes Door-to-Door : Understanding Household Technological Diffusion Using a Theory-Driven Natural Field Experiment
Giaccherini, Matilde
-
2019
This paper uses a field experiment to estimate behavioral parameters from a structural model of residential adoption of technology. As our model includes both economic and psychological factors, we are able to identify the role of prices, social norms, social pressure, and curiosity on the...
Persistent link: https://www.econbiz.de/10012864471
Saved in:
10
Search Fatigue
Carlin, Bruce I.
-
2012
Consumer
search is not only costly but also tiring. We characterize the intertemporal effects that search fatigue has … on oligopoly prices, product proliferation, and the provision of
consumer
assistance (i.e., advice). These effects vary …
Persistent link: https://www.econbiz.de/10013109854
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