patterns of out-of-pocket medical expenses, which rise quickly with age and income during retirement, and heterogeneous … lifespan risk, can explain a significant portion U.S. savings during retirement. However, more work is needed to disentangle …

This paper summarizes five facts that have emerged from the recent literature on consumption behavior during retirement … they transition into retirement. In particular, the literature has shown that there is substantial heterogeneity in … spending changes at retirement across consumption categories. The declines in spending during retirement for the average …

The strong link between health insurance and employment in the United States may cause workers to delay retirement … health coverage. We investigate the impact of retiree health insurance on early retirement using employee-level data from 64 …

retirement. Our simulations suggest that between 1969 and 1992, abstracting from the effects of changes in wages and years of … total wealth of each household in the Health and Retirement Study by $67,000 in 1992 dollars, raising wealth from employer … benefits among covered workers. All classes of wealth holders enjoyed increased wealth from employer provided retirement plans …

retirement benefit to their employees. While these plans are thought to be an important tool for employers to attract, retain … sector ultimately depends on how workers view and value this post-retirement benefit, yet little is known about how RHI …

utilizes a unique data file on three baseline cohorts from the Health and Retirement Study to explore how employer …-provided health insurance coverage in retirement save less than their private sector uncovered counterparts …

This paper examines the role of employer provided health insurance in the retirement decisions of dual working couples … factor in their retirement decisions. We determine if access to retiree health insurance for early retirement enables couples … to time their retirement together %u2013 a behavior called %u201Cjoint retirement.%u201D We find that wives%u2019 retiree …

to its effects on employee retirement. This is in contrast to the large literature on health-insurance-induced "job … administrative data on their retirement to identify the effects of retiree health insurance. As expected, the availability of retiree …

are important to determine who ends up on Medicaid. The data show that both singles and couples with high retirement … more educated counterparts. All of these effects are large and depend on retirement income in a very non-linear way …