the size of the economy, (2) the association between an increase in economic output and an increase in bank development …

. However, a financial institution -- perhaps best viewed as a savings bank -- can provide partial insurance by generating a … the bank faces a tradeoff between provision of insurance and maintenance of private incentives …

sensitivity of deposit flows to bank performance. The fragility is stronger when the aggregate conditions in the banking system …

Credit scoring was introduced in India in 2007. We study the pace of its adoption by new private banks (NPBs) and state … banks suggests that neither bank size nor government ownership fully explains adoption patterns. Organizational culture …

pre-crisis data, in order to study the impact of government guarantees on bank performance during a crisis. Using bank … private sector bank branches in districts with greater exposure to state-owned banks experienced deposit withdrawals and … shortening of deposit maturity. In contrast, nearby vulnerable state-owned bank branches grew their deposit base and increased …