White, Michelle J. - 2007
From 1980 to 2004, the number of personal bankruptcy filings in the United States increased more than five-fold, from … reform that led to the adoption in 2005 of the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), which made ….5% in 2004. The paper then examines how the adoption of BAPCPA changed bankruptcy law. Prior to 2005, bankruptcy law …