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1
Information Frictions and Adverse Selection : Policy Interventions in Health Insurance Markets
Handel, Benjamin
-
2015
A large literature has analyzed pricing inefficiencies in health insurance markets due to adverse selection, typically assuming informed, active consumers on the demand side of the market. However, recent evidence suggests that many consumers have information frictions that lead to suboptimal...
Persistent link: https://www.econbiz.de/10013011094
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2
Consumer Protection in an Online World : An Analysis of Occupational Licensing
Farronato, Chiara
-
2020
We study the effects of occupational licensing on consumer choices and market outcomes in a large online platform for residential home services. We exploit exogenous variation in the time at which licenses are displayed on the platform to identify the causal effects of licensing information on...
Persistent link: https://www.econbiz.de/10012844298
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3
Banning Foreign Pharmacies from Sponsored Search : The Online Consumer Response
Chesnes, Matthew
-
2014
Increased competition from the internet has raised concerns about the quality of prescription drugs sold online. Given the pressure from the Department of Justice, Google agreed to ban pharmacies not certified by the National Association of Boards of Pharmacy (NABP) from sponsored search...
Persistent link: https://www.econbiz.de/10013054516
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4
Regulation of Charlatans in High-Skill Professions
Berk, Jonathan
-
2017
We model a market for a skill that is in short supply and high demand, where the presence of charlatans (professionals who sell a service that they do not deliver on) is an equilibrium outcome. We use this model to evaluate the standards and disclosure requirements that exist in these markets....
Persistent link: https://www.econbiz.de/10012949422
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5
International Evidence on Sticky Consumption Growth
Carroll, Christopher D.
-
2008
We estimate the degree of amp;apos;stickinessamp;apos; in aggregate consumption growth (sometimes interpreted as reflecting consumption habits) for thirteen advanced economies. We find that, after controlling for measurement error, consumption growth has a high degree of autocorrelation, with a...
Persistent link: https://www.econbiz.de/10012772369
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6
The Wealthy Hand-to-Mouth
Kaplan, Greg
-
2014
accounts). We use survey data on household portfolios for the U.S., Canada, Australia, the U.K.,
Germany
, France, Italy, and …
Persistent link: https://www.econbiz.de/10013054868
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7
Mortgage Rates, Household Balance Sheets, and the Real Economy
Keys, Benjamin J.
-
2014
This paper investigates the impact of lower mortgage rates on household balance sheets and other economic outcomes during the housing crisis. We use proprietary loan-level panel data matched to consumer credit records using borrowers' Social Security numbers, which allows for accurate...
Persistent link: https://www.econbiz.de/10013046153
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8
Consumer Behavior and Immigrant Assimilation : a Comparison of the United States, Britain and
Germany
, 1889/1890
Haines, Michael R.
-
2022
taken into account. Comparisons of Engel curves are also made to households in Great Britain and
Germany
. Results from …
Persistent link: https://www.econbiz.de/10013309366
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9
Induction and Evolution in the Origin of Inventions : Evidence from Smoking Cessation Products
Werfel, Seth H.
-
2014
Neoclassical economic theory predicts that policies that discourage the consumption of a particular good will induce innovation in a socially desirable substitute. Evolutionary theory emphasizes the possibility of innovation waves associated with the identification of new dominant designs. We...
Persistent link: https://www.econbiz.de/10013069009
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10
Evaluating Consumers' Choices of Medicare Part D Plans : A Study in Behavioral Welfare Economics
Keane, Michael P.
-
2019
We propose new methods to model behavior and conduct welfare analysis in complex environments where some choices are unlikely to reveal preferences. We develop a mixture-of-experts model that incorporates heterogeneity in consumers' preferences and in their choice processes. We also develop a...
Persistent link: https://www.econbiz.de/10012890479
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