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Since 2012 the Congressional Budget Office has included an estimate of the market value of government-provided health insurance coverage in its measures of household income. We follow this practice for both public and private health insurance to capture the impact of greater access to...
Persistent link: https://www.econbiz.de/10013013919
Using premium subsidies for private coverage, an individual mandate, and Medicaid expansion, the Affordable Care Act (ACA) has increased insurance coverage. We provide the first comprehensive assessment of these provisions' effects, using the 2012-2015 American Community Survey and a...
Persistent link: https://www.econbiz.de/10012993190
The Affordable Care Act (ACA) aimed to achieve nearly universal health insurance coverage in the United States through a combination of insurance market reforms, mandates, subsidies, health insurance exchanges, and Medicaid expansions, most of which took effect in 2014. This paper estimates the...
Persistent link: https://www.econbiz.de/10012993846
This paper presents the first national estimates of the effects of the SCHIP expansions on insurance coverage. Using CPS data on insurance coverage during the years 1996 through 2000, we estimate two-stage least squares regressions of insurance coverage. We find that SCHIP had a small, but...
Persistent link: https://www.econbiz.de/10013212879
The obesity rate in the United States has risen significantly in the past few decades. While a number of economic causes for the rise in obesity have been explored, little attention has been on the role of health insurance per se. This paper examines obesity in the context of a model where...
Persistent link: https://www.econbiz.de/10012751924
The majority of private health insurance in the U.S. is administered or issued by for-profit insurers, but little is known about how for-profit status affects outcomes. We find that plausibly exogenous increases in local for-profit market share induced by conversions of Blue Cross and Blue...
Persistent link: https://www.econbiz.de/10013102795
demand, yet publicly-provided drug coverage typically involves uniform cost-sharing across drugs. We investigate how private … elasticities of demand across more than 150 drugs and across more than 100 therapeutic classes, as well as substantial … consumer cost-sharing for drugs or classes with more elastic demand. Our findings suggest that benefit design may be more …
Persistent link: https://www.econbiz.de/10012991674
Over the last five decades, broad changes in the US health care system have dramatically influenced growth in health care expenditures. These structural changes have also influenced the trajectory of the health economics research. This paper reviews some of the seminal health economics papers...
Persistent link: https://www.econbiz.de/10013016657
Prior studies have examined the relationship between macroeconomic factors and health insurance for the adult population and have evaluated changes in the composition of health insurance across the income distribution. We combine these types of analysis and examine how labor market fluctuations,...
Persistent link: https://www.econbiz.de/10013226102
This paper investigates consumer switching costs in the context of health insurance markets, where adverse selection is a potential concern. Though previous work has studied these phenomena in isolation, they interact in a way that directly impacts market outcomes and consumer welfare. Our...
Persistent link: https://www.econbiz.de/10013120191