Showing 1 - 10 of 687
We evaluate the effects of academic achievement awards for first and second-year college students on a Canadian … 70 for second-year students, but there was no significant effect on overall GPA. Results are somewhat stronger for a …
Persistent link: https://www.econbiz.de/10013134842
, we show that this law change had a large negative impact on the college attendance of students with drug convictions. On … enrollment by about two years, and we also present suggestive evidence that affected students were less likely to ever enroll in … college. Students living in urban areas and those whose mothers did not attend college appear to be the most affected by these …
Persistent link: https://www.econbiz.de/10013087449
Government student loan programs must balance the need to enforce repayment among borrowers who can afford to make their payments with some form of forgiveness or repayment assistance for those who cannot. Using unique survey and administrative data from the Canada Student Loan Program, we show...
Persistent link: https://www.econbiz.de/10013071892
-income students. This implies that there is scope for a policy to redirect loan dollars – and therefore students – from low …
Persistent link: https://www.econbiz.de/10012963764
The collapse in home prices during the Great Recession triggered a sharp drop in consumer demand by households, leading to massive employment losses. This paper examines the implications of these labor market shocks for the dramatic rise in student loan defaults, which originated during this...
Persistent link: https://www.econbiz.de/10012960155
This paper studies the nature and impact of credit constraints in the market for human capital. We derive endogenous constraints from the design of government student loan programs and from the limited repayment incentives in private lending markets. These constraints imply cross-sectional...
Persistent link: https://www.econbiz.de/10012759412
federal student loans to students who have received information about financial aid but have not made a borrowing decision. A … treatment reminding students that they need not borrow the maximum amount of available loan aid does not affect borrowing …. Treatments referencing amounts borrowed by recent graduates shift students from borrowing the maximum amount to not borrowing …
Persistent link: https://www.econbiz.de/10012869226
Government backed income contingent student loans are an increasingly being used to fund higher education. An income contingent repayment plan acts as an incremental marginal tax on labor earnings, which could cause individuals to distort their work effort. This paper uses an administrative...
Persistent link: https://www.econbiz.de/10012870729
aid could reduce student loan defaults without restricting prospective students' access to higher education. We examine …, market enrollment declines by just 3 percent. Finally, we provide suggestive evidence that students induced to enroll in …
Persistent link: https://www.econbiz.de/10012976977
This paper assesses the importance of price regulation and price discrimination to low-income students' access to … data on Texas public university students from 2000 to 2009 matched to earnings records, financial aid, and new measures of … tuition and resources at a program level to assess how deregulation affected the representation of disadvantaged students in …
Persistent link: https://www.econbiz.de/10012978082