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Information, Technology Adoption and Productivity : The Role of Mobile Phones in Agriculture
Gupta, Apoorv; Ponticelli, Jacopo; Tesei, Andrea - 2022
We study the effect of information on technology adoption and productivity in agriculture. Our empirical strategy … exploits the expansion of the mobile phone network in previously uncovered areas of rural India coupled with the availability ….5 million phone calls made by farmers to one of India's leading call centers for agricultural advice. We find that areas …
Persistent link: https://www.econbiz.de/10013292243
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Subsidies and the Persistence of Technology Adoption : Field Experimental Evidence from Mozambique
Carter, Michael - 2015
We report the results of a randomized experiment testing impacts of subsidies for modern agricultural inputs in rural Mozambique. One-time provision of a voucher for fertilizer and improved seeds leads to substantial increases in fertilizer use, which persist through two subsequent agricultural...
Persistent link: https://www.econbiz.de/10013032617
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Improving Last-Mile Service Delivery Using Phone-Based Monitoring
Muralidharan, Karthik - 2018
Improving “last-mile” public-service delivery is a recurring challenge in developing countries. Could the widespread adoption of mobile phones provide a scalable, cost-effective means for improvement? We use a large-scale experiment to evaluate the impact of phone-based monitoring on a...
Persistent link: https://www.econbiz.de/10012907441
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On the Origins of Gender Roles : Women and the Plough
Alesina, Alberto F. - 2011
, the descendants of societies that traditionally practiced plough agriculture, today have lower rates of female …
Persistent link: https://www.econbiz.de/10013124538
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Costly Contracts and Consumer Credit
Livshits, Igor - 2011
Financial innovations are a common explanation of the rise in consumer credit and bankruptcies. To evaluate this story, we develop a simple model that incorporates two key frictions: asymmetric information about borrowers' risk of default and a fixed cost to create each contract offered by...
Persistent link: https://www.econbiz.de/10013120205
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Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow?
Agarwal, Sumit - 2015
We propose a new approach to studying the pass-through of credit expansion policies that focuses on frictions, such as asymmetric information, that arise in the interaction between banks and borrowers. We decompose the effect of changes in banks' cost of funds on aggregate borrowing into the...
Persistent link: https://www.econbiz.de/10013015102
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Learning in the Credit Card Market
Agarwal, Sumit - 2008
Agents with more experience make better choices. We measure learning dynamics using a panel with four million monthly credit card statements. We study add-on fees, specifically cash advance, late payment, and overlimit fees. New credit card accounts generate fee payments of $15 per month....
Persistent link: https://www.econbiz.de/10012772724
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The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data
Agarwal, Sumit - 2007
We use a new panel dataset of credit card accounts to analyze how consumers responded to the 2001 Federal income tax rebates. We estimate the monthly response of credit card payments, spending, and debt, exploiting the unique, randomized timing of the rebate disbursement. We find that, on...
Persistent link: https://www.econbiz.de/10012775483
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Bankruptcy Reform and Credit Cards
White, Michelle J. - 2007
From 1980 to 2004, the number of personal bankruptcy filings in the United States increased more than five-fold, from 288,000 to 1.5 million per year. Lenders responded to the high filing rate with a major lobbying campaign for bankruptcy reform that led to the adoption in 2005 of the Bankruptcy...
Persistent link: https://www.econbiz.de/10012776465
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Status Goods : Experimental Evidence from Platinum Credit Cards
Bursztyn, Leonardo - 2017
This paper provides novel field-experimental evidence on status goods. We work with an Indonesian bank that markets platinum credit cards to high-income customers. In a first experiment, we show that demand for the platinum card greatly exceeds demand for a nondescript control product with...
Persistent link: https://www.econbiz.de/10012955954