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lasted at least ten years. However, if a marriage failed in less than ten years, no spousal benefits are paid. The spousal … primary worker and the secondary worker. We examine whether these couples, who have more to gain from extending their marriage …
Persistent link: https://www.econbiz.de/10012759856
This paper calculates monthly time series for the overall safety net's statutory marginal labor income tax rate as a function of skill and marital status. Marginal tax rates increased significantly for all groups between 2007 and 2009, and dramatically so for unmarried household heads. The...
Persistent link: https://www.econbiz.de/10013100129
effects of marriage penalties. In addition, it offers a unique perspective on 19th century marriage markets, which are little … substantially greater. This indicates that women were willing to substitute away from marriage if the alternatives were favorable … enough, suggesting that changes in the desirability of marriage to women may account for some of the aggregate patterns of …
Persistent link: https://www.econbiz.de/10013052690
Marriage penalties are a controversial feature of many government policies. Empirical evidence of their behavioral … decision. We investigate the removal of marriage penalties from the surviving spouse pensions of the Canadian public pension … marriage penalties can have large and persistent effects on marriage decisions. We also present evidence suggesting that it is …
Persistent link: https://www.econbiz.de/10013237235
We consider the evolution of assets after retirement. We ask whether total assets--including housing equity, personal retirement accounts, and other financial assets--tend to be husbanded for a rainy day and drawn down primarily at the time of precipitating shocks, or whether they are drawn down...
Persistent link: https://www.econbiz.de/10013147356
This paper examines the role of employer provided health insurance in the retirement decisions of dual working couples. The near elderly have high-expected medical expenditures; therefore, availability of health insurance is an important factor in their retirement decisions. We determine if...
Persistent link: https://www.econbiz.de/10013308500
The French pattern of early transitions out of employment is basically explained by the low age at "normal" retirement and by the importance of transitions through unemployment insurance and early-retirement schemes before access to normal retirement. These routes have exempted French workers...
Persistent link: https://www.econbiz.de/10013125161
Governments around the world are reacting to extended lifespans and troubled pension finances by increasing the age of retirement benefit entitlement. One concern that arises is how those who are not working before reaching entitlement age are able to bridge their consumption to the age of...
Persistent link: https://www.econbiz.de/10013106955
Social Security benefits may be commenced at any time between ages 62 and 70. As individuals who claim later can, on average, expect to receive benefits for a shorter period, an actuarial adjustment is made to the monthly benefit to reflect the age at which benefits are claimed. In earlier work...
Persistent link: https://www.econbiz.de/10013090660
Evidence shows that people have difficulty understanding complex aspects of retirement planning, which leads them to under-utilize annuities and claim Social Security benefits earlier than is optimal. To target this problem, we developed vignettes about the consequences of different...
Persistent link: https://www.econbiz.de/10012835892