with annuities financed by Personal Retirement Accounts. We showed that such a combination could maintain the level of … retirement income projected in current Social Security law while avoiding a future increase in the payroll tax rate. The current … paper extends the earlier analysis in four ways: (1) We now specify that the funds deposited in the Personal Retirement …

of retirement aged men. A rich data file from the Social Security Administration containing accurate benefit information …

affected Social Security benefits and taxes. The analysis uses data from the Health and Retirement Study to ask how different … and Retirement Study, ages 51 to 56 in 2004, that after adjusting for nominal wage growth, benefits were increased by 1 …

This paper examines retirement and related behavioral responses to policies that on average are actuarially neutral …. Many conventional models predict that actuarially neutral policies will not affect retirement behavior. In contrast, our … rewards does not balance the loss from foregone current benefits. Using data from the Health and Retirement Study, we find …

This paper estimates the effects on steady state retirement by men of changes in pension" plans and social security in … from the 1969-79 Retirement History" Study and the 1983 and 1989 Surveys of Consumer Finances. Simulations with a … structural" retirement model suggest that the long run effects of changes in pension plans and social security" account for about …

After presenting the Gruber-Wise analysis showing a strong effect on retirement of implicit taxes from pension rules …, with particular attention to increasing "the retirement age." Calculations are presented showing the decreases in benefits … for an increase in the normal retirement age in the US and the years of service for a full benefit in France …

A structural dynamic model of retirement and saving is used to simulate the retirement effects of proposals made by the … reduce retirements at age 62 by roughly 4 percentage points, mitigating an 8.7 percentage point trend to earlier retirement …

We analyze older individuals' debt and financial vulnerability using data from the Health and Retirement Study (HRS …