Showing 1 - 10 of 438
This paper assesses the potential impact of FinTech on the finance industry, focusing on financial stability and access …, and therefore unlikely to deliver much structural change. FinTech, on the other hand, can bring deep changes but is likely …
Persistent link: https://www.econbiz.de/10012985592
The cost of financial intermediation has declined in recent years thanks to technological progress and increased competition. I document this fact and I analyze two features of new financial technologies that have stirred controversy: returns to scale, and the use of big data and machine...
Persistent link: https://www.econbiz.de/10012831538
In developing economies, mobile-linked services have the potential to significantly reduce transaction costs and provide a truly new conduit that could be used to facilitate the flow of savings into banks. We test this premise by introducing a product that permits Sri Lankan households to...
Persistent link: https://www.econbiz.de/10012906765
source of exogenous variation. FinTech adoption reduces financial fee payments and penalties, but differs cross …
Persistent link: https://www.econbiz.de/10012948059
Using a unique FinTech data containing monthly individual-level consumption, investments, and payments, we examine how … FinTech can lower investment barriers and improve risk-taking. Seizing on the rapid expansion of offline usages of Alipay in … China, we measure individuals’ FinTech adoption by the speed and intensity with which they adopt the new technology. Our …
Persistent link: https://www.econbiz.de/10013492181
analysis considers various experimental treatments and finds that the existence of gender differences depends crucially on the …
Persistent link: https://www.econbiz.de/10013137312
This paper studies the effect of trade liberalization on an under-explored aspect of wage inequality - gender … gender. A reduction in tariffs induces more productive firms to modernize their technology and enter the export market. New …
Persistent link: https://www.econbiz.de/10013106068
In this paper, we develop a gender-specific crosswalk based on dual-coded Current Population Survey data to bridge the … sources. We show that our gender-specific crosswalk more accurately captures the trends in occupational segregation that are …
Persistent link: https://www.econbiz.de/10013107760
Sex ratios at birth in South Korea reached 116.5 boys per 100 girls in 1990, but have since declined. In 2007, sex ratios were almost normal, a development heralded as a sign that son preference and sex choice have vanished. However, normal sex ratios imply neither. We show that over the last 60...
Persistent link: https://www.econbiz.de/10013089013
The empowerment of women within households remains a major issue around the world including in Africa. We have conducted a study in Burundi coupling discussion sessions with microfinancing to determine if they enhance the role of women in decisions regarding household purchases and the reduction...
Persistent link: https://www.econbiz.de/10013068359