savings. Households across the income distribution all cut spending from March to early April. Since mid April, spending has …

precautionary savings …

We quantify the commute time savings associated with work from home, drawing on data for 27 countries. The average … daily time savings when working from home is 72 minutes in our sample. We estimate that work from home saved about two hours …. Workers allocate 40 percent of their time savings to their jobs and about 11 percent to caregiving activities. People living …

Recent evidence suggests that the default options implicit in economic choices (e.g., 401(k) savings by white … effect of defaults on savings among a highly policy-relevant population: low-income tax filers. In the control condition, tax … filers could choose (i.e., opt in) to receive some of their federal tax refund in the form of U.S. Savings Bonds. In the …

) through both a savings channel and an effective labor supply channel. The effects can be quantitatively large if the …

shifted towards defined contribution (DC) plans as their primary savings plan, and fiscal pressures are likely to generate … retirement in other accounts. There is also substantial heterogeneity across jurisdictions in the savings generated in primary DC … employer match. We conclude by applying lessons from savings behavior in private sector savings plans to the design of public …