the history of bank distress and assistance in the United States during the 1930's and examines in detail the role of the … way that it tried to align bank incentives to protect against abuse of government protection. Then, the paper contrasts … subsidized preferred stock purchases with mandatory matching contributions of common stock, limits on bank dividend payments, and …

This paper suggests that the introduction of bank branching restrictions and federal deposit insurance in the United …

Economic theories posit that bank liability insurance is designed as serving the public interest by mitigating systemic … private interests of banks, bank borrowers, and depositors, potentially at the expense of the public interest. Empirical …-through subsidy targeted to particular classes of bank borrowers …

offered by a very large bank. This unpriced credit enhancement helps to explain the preference revealed by very large U … banks have been more eager than small banks to offer mutual funds and why bank mutual funds could be priced to grow at a … time when bank deposits were being priced to shrink …

-Neal Interstate Banking and Branching Efficiency Act of 1994 removed many of the restrictions on opening bank branches across state … lines. We interpret the Riegle-Neal act as lowering the cost of expanding a bank's funding base. In this paper, we build an …

It is often argued that branching stabilizes banking systems by facilitating diversification of bank portfolios … quantitatively more important than geographical diversification for bank stability in the 1920s and 1930s …

banking systems. Using a new database of individual bank balance sheets, income statements, and branch establishment, we … examine the characteristics that made a bank a more likely target of a takeover by a large branching network, how incumbent … increase efficiency and profitability. Results from survivorship analysis suggest that unit banks competing with branch bank …