Showing 1 - 10 of 290
microlending to the poor, incorporated a widely-used poverty measurement tool into their loan applications and tested the tool …
Persistent link: https://www.econbiz.de/10012925285
Can microcredit help unlock a poverty trap for some people by putting their businesses on a different trajectory? Could …, India, we find that “gung ho entrepreneurs” (GEs), households who were already running a business before microfinance … facilitate escape from a poverty trap …
Persistent link: https://www.econbiz.de/10013310158
Identifying the impacts of liquidity shocks on spending decisions is difficult methodologically but important for theory, practice, and policy. Using seven different methods on microenterprise loan applicants, we find striking results. Borrowers report uses of loan proceeds strategically, and...
Persistent link: https://www.econbiz.de/10013061818
We use an RCT to analyze the impacts of microcredit. The study population consists of loan applicants who were marginally rejected by an MFI in Bosnia. A random subset of these were offered a loan. We provide evidence of higher self-employment, increases in inventory, a reduction in the...
Persistent link: https://www.econbiz.de/10013097783
We show that extremely poor, war-affected women in northern Uganda have high returns to a package of $150 cash, five days of business skills training, and ongoing supervision. 16 months after grants, participants doubled their microenterprise ownership and incomes, mainly from petty trading. We...
Persistent link: https://www.econbiz.de/10013020199
A growing body of rigorous research shows that financial services innovations can have important positive impacts on wellbeing, but also that many do not. We first describe the latest evidence on what works in financial inclusion. Second, we summarize research on key financial market failures...
Persistent link: https://www.econbiz.de/10012935529
experimental study based on a hope intervention in Oaxaca, Mexico among 601 indigenous women with access to microfinance loans. Our …
Persistent link: https://www.econbiz.de/10012982040
We review the empirical evidence on microfinance and asset grants to the ultra poor or microentrepreneurs, and assess … aggregate poverty traps …
Persistent link: https://www.econbiz.de/10012982524
This paper considers the long-run patterns of poverty in the United States from the early 1960s to 2010. Our results … contradict previous studies that have argued that poverty has shown little improvement over time or that anti-poverty efforts … have been ineffective. We find that moving from traditional income-based measures of poverty to a consumption-based measure …
Persistent link: https://www.econbiz.de/10013064716
How important are subsistence concerns in a family's decision to send a child to work? We consider this question in Ecuador, where poor families are selected at random to receive a cash transfer that is equivalent to 7 percent of monthly expenditures. Winning the cash transfer lottery is...
Persistent link: https://www.econbiz.de/10013070779