Hong, Claire Yurong; Lu, Xiaomeng; Pan, Jun - 2022
China, we measure individuals’ FinTech adoption by the speed and intensity with which they adopt the new technology. Our … hypothesis is that individuals with high FinTech adoption, through repeated usages of the Alipay app, would build familiarity and …-fund investments on the FinTech platform, we find that higher FinTech adoption results in higher participation and more risk …