credit limits to show that a bank's MPL depends on a small number of "sufficient statistics" that capture forces such as … highlights the importance of frictions in bank-borrower interactions for understanding the pass-through of credit expansions …

We study a controlled experiment in which a bank's loan officers were incentivized based on originated loan volume to … increased (+24%). Finally, the bank's imputed credit-default model lost its predictive power. Overall, loan …

positions, was an important reason that a majority of banks tightened bank lending standards during the Great Recession. Our … significant portion of fluctuations in bank loans and aggregate output …

taking place for retail banking. Data on cross-border retail bank flows, cross-border bank mergers and the law of one price … reveal no evidence of integration in retail banking. This paper shows that the previous tests of bank integration are weak in … that they are not based on an equilibrium concept and are neither necessary nor sufficient statistics for bank integration …

We use an experiment with commercial bank loan officers to test how performance based compensation affects risk …

We develop a new identification strategy to evaluate the impact of the geographic expansion of bank holding company … (BHC) assets across U.S. metropolitan statistical areas (MSAs) on BHC risk. We find that the geographic expansion of bank …

monetary policy. The theory unifies an endogenous supply of illiquid local loans and risk-sharing among subsidiaries of bank …

Using comprehensive loan-level data in China, we investigate how the deregulation on bank entry barriers alters local …