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In developing economies, mobile-linked services have the potential to significantly reduce transaction costs and provide a truly new conduit that could be used to facilitate the flow of savings into banks. We test this premise by introducing a product that permits Sri Lankan households to...
Persistent link: https://www.econbiz.de/10012906765
The cost of financial intermediation has declined in recent years thanks to technological progress and increased competition. I document this fact and I analyze two features of new financial technologies that have stirred controversy: returns to scale, and the use of big data and machine...
Persistent link: https://www.econbiz.de/10012831538
A general equilibrium model featuring multiple realistic sources of financial frictions is developed to study how different constraints interact in equilibrium. We highlight, distinguish, and evaluate their differential impacts and rich interactions. The economic impact of financial inclusion...
Persistent link: https://www.econbiz.de/10013030631
application of adult women's decisions to undertake mammography to evaluate the importance of present bias and naivety in the …
Persistent link: https://www.econbiz.de/10013137310
The purpose of this paper is to study the joint determination of gender differentials in labor market outcomes and in the household division of labor. Specifically, we explore the hypothesis that incentive problems in the labor market amplify differences in earnings due to gender differentials...
Persistent link: https://www.econbiz.de/10012767337
The fraction of U.S. college graduate women entering professional programs increased substantially around 1970 and the … age at first marriage among all U.S. college graduate women soared just after 1972. We explore the relationship between … women. Although the pill' was approved in 1960 by the FDA and diffused rapidly among married women, it did not diffuse among …
Persistent link: https://www.econbiz.de/10013218088
individual female's life span to determine the timing of childbearing. Fertility affects women's behavior through three channels … age at first birth rises at an increasing rate with the productivity loss from children; and (iii) women of greater …
Persistent link: https://www.econbiz.de/10013237921
incidence of marriage of young women (age 16-24). We employ a two-stage methodology. First, across individuals, marriage is …
Persistent link: https://www.econbiz.de/10013309206
Can a rational choice modeling framework help broaden our understanding of anorexia nervosa? This question is interesting because anorexia nervosa is a serious health concern, and because of the following issue: could a rational choice approach shed useful light on a condition which appears to...
Persistent link: https://www.econbiz.de/10014209325
We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17 percent, 10 percent, and 3 percent of treatment individuals made five or more deposits, respectively. Average monthly deposits for them were at the 79th, 91st, and 96th...
Persistent link: https://www.econbiz.de/10012985903