Showing 1 - 10 of 2,031
process of interstate bank deregulation that lowered barriers to competition across U.S. states over the 1980s and 1990s with … facing each individual bank. We find that regulatory-induced competition reduced liquidity creation. Consistent with some …Does an intensification of competition among banks increase or decrease liquidity creation? By integrating the dynamic …
Persistent link: https://www.econbiz.de/10012993246
of the individual insurance market, the Marketplaces invoke many of the principles of regulated competition including … the tools of regulated competition. We then discuss ways in which the Marketplace model deviates from the more …
Persistent link: https://www.econbiz.de/10012955448
competition reduces bank opacity, enhancing the ability of markets and regulators to monitor banks …Did regulatory reforms that lowered barriers to competition among U.S. banks increase or decrease the quality of … information that banks disclose to the public and regulators? We find that an intensification of competition reduced abnormal …
Persistent link: https://www.econbiz.de/10013039766
New security designs, improvements in computer telecommunications technology and advances in the theory of finance have led to revolutionary changes in the structure of financial markets and institutions. This paper provides a functional perspective on the dynamics of institutional change and...
Persistent link: https://www.econbiz.de/10012752889
We show that stricter bank liquidity standards can trigger unintended credit booms when there is heterogeneity in … interbank pricing power. Attempts to circumvent the regulation change the allocation of savings across institutions, eliciting …
Persistent link: https://www.econbiz.de/10013001209
the effect of a state's interstate banking regulation on the level and structure of bank CEO compensation. Using panel … industry. Given that each state's banking regulation defines the competitiveness of its corporate control market, we examine …
Persistent link: https://www.econbiz.de/10013125319
the area that would eventually become the Manufacturing Belt. Using a new bank census, the paper shows that these changes …
Persistent link: https://www.econbiz.de/10013087050
During the financial crisis that started in 2007, the U.S. government has used a variety of tools to try to rehabilitate the U.S. banking industry. Many of those strategies were used also in Japan to combat its banking problems in the 1990s. There are also a surprising number of other...
Persistent link: https://www.econbiz.de/10012758287
degrees of dependence on external financing or access to capital. However, because regulations affecting bank entry varied … sector. Regulations on bank entry and other banking market characteristics thus appear to exert an independent influence on …
Persistent link: https://www.econbiz.de/10013148371
Domestic prudential regulation can have unintended effects across borders and may be less effective in an environment … regulation reduces lending by large U.S. global banks to foreign residents …
Persistent link: https://www.econbiz.de/10012982940