Showing 1 - 10 of 544
Housing discrimination is illegal. However, paired-tester audit experiments have revealed evidence of discrimination in … Discrimination Study and micro-level data on key attributes of neighborhoods in 28 US cities, we find strong evidence of … discrimination in the characteristics of neighborhoods towards which individuals are steered. Conditional upon the characteristics of …
Persistent link: https://www.econbiz.de/10012914702
There have been over 80 field experiments on traditional dimensions of discrimination in labor and housing markets … since 2000, in 23 countries. These studies nearly always find evidence of discrimination against minorities. However, the … estimates of discrimination in these studies can be biased if there is differential variation in the unobservable determinants …
Persistent link: https://www.econbiz.de/10012991675
This paper examines how high cost mortgage lending varies by race and ethnicity. It uses a unique panel data that matches a representative sample of mortgages in seven large metropolitan markets between 2004 and 2008 to public records of housing transactions and proprietary credit reporting...
Persistent link: https://www.econbiz.de/10013031298
We introduce a model of two-sided statistical discrimination in which worker and firm beliefs are complementary. Firms … both empirical analysis designed to detect discrimination and policy meant to alleviate it. Affirmative action is much less … effective than in traditional statistical discrimination models. More generally, we demonstrate the futility of one …
Persistent link: https://www.econbiz.de/10012947657
A significant challenge to empirically testing theories of discrimination has been the difficulty of identifying taste …-based discrimination and of distinguishing it clearly from statistical discrimination. This paper addresses this problem through a two …-part empirical test of taste-based discrimination. First, it constructs measures of revealed preferences, which establish that World …
Persistent link: https://www.econbiz.de/10012771911
statistical discrimination …
Persistent link: https://www.econbiz.de/10013324529
Detecting racial discrimination using observational data is challenging because of the presence of unobservables that … may be correlated with race. Using data made public in the SFFA v. Harvard case, we estimate discrimination in a setting …
Persistent link: https://www.econbiz.de/10013310818
taking place for retail banking. Data on cross-border retail bank flows, cross-border bank mergers and the law of one price … reveal no evidence of integration in retail banking. This paper shows that the previous tests of bank integration are weak in … that they are not based on an equilibrium concept and are neither necessary nor sufficient statistics for bank integration …
Persistent link: https://www.econbiz.de/10012757853
banking industry has not shown a profit since fiscal 1993 (ended March 1994) if one excludes capital gains from stock and real …. Established Japanese life insurance companies are also troubled because they over-promised the amount that they could pay. This … Japanese banks and life insurance companies are providing each other capital a practice called double-gearing. Weakened banks …
Persistent link: https://www.econbiz.de/10013248394
risk insurance, which is manifested in a reduced demand for lines of credit. We also find evidence of a acirc …
Persistent link: https://www.econbiz.de/10012760608