To understand the effects of regulation on mortgage risk, it is instructive to track the history of regulatory changes …-changing regulation impacted mortgage lending and risk. We use cross-sectional differences in the time- series variation of delinquency … rates, conditional on initial interest rates, to detect the effects of regulation on mortgage delinquencies …

reason for this stark difference appears to be that some of the most dominant firms in China are state-owned enterprises …

evidence in support of the potential development of China's reverse mortgage market … their home. However, a recent pilot program of reserve mortgage products in several large Chinese cities saw almost no take … up. To ascertain the demand for reverse mortgages in China, we conduct and analyze two online surveys that focus …

We construct housing price indices for 120 major cities in China in 2003-2013 based on sequential sales of new homes … within the same housing developments. By using these indices and detailed information on mortgage borrowers across these … household income, except in a few first-tier cities. While bottom-income mortgage borrowers endured severe financial burdens by …

Using three unique micro datasets, we find that an unexpected and unprecedented loosening of China's LTV policy for non …-primary houses fueled the entire mortgage boom during 2014Q4-2016Q3. The mortgage expansion disproportionately increased the share of … mortgage markets. Our cross-city evidence provides empirical support for this channel …

moderate the perceived need for insurance, and China would have to loom large in both solutions …

Large population / rapidly growing economies such as China and India have argued that in the upcoming UNFCCC …

) can be affected by the movements in the center economies - the U.S., Japan, the Eurozone, and China. We apply a two …