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effects of bank regulation and the impact of deregulation. We find that where entry was more restricted the cost of credit was …We use exogenous variation in the degree of restrictions to bank competition across Italian provinces to study both the … increase in bad loans. In provinces where restrictions to bank competition were most severe, the proportion of bad loans after …
Persistent link: https://www.econbiz.de/10012760665
Using comprehensive loan-level data in China, we investigate how the deregulation on bank entry barriers alters local … deregulation are adversely mitigated by entrant banks’ preferences for lending to SOEs over more productive private firms. This …
Persistent link: https://www.econbiz.de/10014256421
competition reduces bank opacity, enhancing the ability of markets and regulators to monitor banks …
Persistent link: https://www.econbiz.de/10013039766
process of interstate bank deregulation that lowered barriers to competition across U.S. states over the 1980s and 1990s with … facing each individual bank. We find that regulatory-induced competition reduced liquidity creation. Consistent with some …
Persistent link: https://www.econbiz.de/10012993246
We assess the impact of the geographic expansion of bank assets on the cost of banks' interest-bearing liabilities …
Persistent link: https://www.econbiz.de/10012984748
may threaten financial stability by increasing bank failures and by increasing the incentives for banks to take on more … financial stability and strengthen the banking system is to adopt a system of structured bank capital requirements with early …
Persistent link: https://www.econbiz.de/10012763562
. In a financial crisis bank health is significantly damaged. Post-crisis regulatory changes have aimed at restoring bank … health, but measuring bank health by Tobin's Q, we find that the ill health of banks in the recent U.S. financial crisis and … by the state of the macro-economy. The results seem to suggest that bank regulatory changes may be repressive …
Persistent link: https://www.econbiz.de/10012963154
From 1973 to 2014, the common stock of U.S. banks with loan growth in the top quartile of banks over a three-year period significantly underperforms the common stock of banks with loan growth in the bottom quartile over the next three years. The benchmark-adjusted cumulative difference in...
Persistent link: https://www.econbiz.de/10012996390
market. Air pollution fell substantially during 1999, the year in which both electricity restructuring and new environmental … pollution reductions. The remaining third can be attributed to firms exercising market power …
Persistent link: https://www.econbiz.de/10012775794
the ownership structure of Mexico's banks. For instance, while in 1991 only one percent of bank assets in Mexico were … been as rapid or as far-reaching as in Mexico. In this work we examine some of the important implications of foreign bank … basis?" There are, in fact, two distinct conceptual frameworks through which one can assess the impact of foreign bank entry …
Persistent link: https://www.econbiz.de/10013088399