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process of interstate bank deregulation that lowered barriers to competition across U.S. states over the 1980s and 1990s with … facing each individual bank. We find that regulatory-induced competition reduced liquidity creation. Consistent with some …
Persistent link: https://www.econbiz.de/10012993246
the ownership structure of Mexico's banks. For instance, while in 1991 only one percent of bank assets in Mexico were … been as rapid or as far-reaching as in Mexico. In this work we examine some of the important implications of foreign bank … basis?" There are, in fact, two distinct conceptual frameworks through which one can assess the impact of foreign bank entry …
Persistent link: https://www.econbiz.de/10013088399
1820s. Nonetheless, Massachusetts did not open access easily. This paper documents that until 1812, bank charters were only … of the Federalist bank. The paper documents the close association of politicians and bankers. Before 1811, close to three …
Persistent link: https://www.econbiz.de/10013015099
market. Air pollution fell substantially during 1999, the year in which both electricity restructuring and new environmental … pollution reductions. The remaining third can be attributed to firms exercising market power …
Persistent link: https://www.econbiz.de/10012775794
We examine the effect of US branch banking deregulations on the entry size of new firms using micro-data from the US Census Bureau. We find that the average entry size for startups did not change following the deregulations. However, among firms that survived at least four years, a greater...
Persistent link: https://www.econbiz.de/10013070600
effects of bank regulation and the impact of deregulation. We find that where entry was more restricted the cost of credit was …We use exogenous variation in the degree of restrictions to bank competition across Italian provinces to study both the … increase in bad loans. In provinces where restrictions to bank competition were most severe, the proportion of bad loans after …
Persistent link: https://www.econbiz.de/10012760665
Although policymakers often discuss tradeoffs between bank competition and stability, past research provides differing … competition materially boosts bank risk. With respect to the mechanisms, we find that competition reduces bank profits, charter …
Persistent link: https://www.econbiz.de/10012964890
Using comprehensive loan-level data in China, we investigate how the deregulation on bank entry barriers alters local … deregulation are adversely mitigated by entrant banks’ preferences for lending to SOEs over more productive private firms. This …
Persistent link: https://www.econbiz.de/10014256421
the effect of a state's interstate banking regulation on the level and structure of bank CEO compensation. Using panel … banking is not permitted. Further, CEO turnover increases substantially after deregulation, as does the proportion in …
Persistent link: https://www.econbiz.de/10013125319
the area that would eventually become the Manufacturing Belt. Using a new bank census, the paper shows that these changes …
Persistent link: https://www.econbiz.de/10013087050