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What's Psychology Worth? A Field Experiment in the Consumer Credit Market

Bertrand, Marianne; Mullainathan, Sendhil; Zinman, Jonathan - National Bureau of Economic Research (NBER) - 2005

Numerous laboratory studies find that minor nuances of presentation and description change behavior in ways that are inconsistent with standard economic models. How much do these context effect matter in natural settings, when consumers make large, real decisions and have the opportunity to...

Persistent link: https://www.econbiz.de/10005778075

Differential Mortality and Wealth Accumulation

Attanasio, Orazio; Hoynes, Hilary Williamson - National Bureau of Economic Research (NBER) - 1995

The issue of asset accumulation and decumulation is central to the life cycle theory of consumer behavior and to many policy questions. One of the main implications of the life cycle model is that assets are decumulated in the last part of life. Most empirical studies in this area use...

Persistent link: https://www.econbiz.de/10005778149

The State of the Safety Net in the Post-Welfare Reform Era

Bitler, Marianne P.; Hoynes, Hilary Williamson - National Bureau of Economic Research (NBER) - 2010

predictions about poverty and deprivation, the previous research shows that caseloads declined and employment increased, with no … detectible increase in poverty or worsening of child-well-being. We re-evaluate these results in light of the severe recession … children is more responsive after reform, and some evidence that it might be less so. There is some evidence that poverty …

Persistent link: https://www.econbiz.de/10008685010

Immigrants, Welfare Reform, and the U.S. Safety Net

Bitler, Marianne P.; Hoynes, Hilary Williamson - National Bureau of Economic Research (NBER) - 2011

trends in program participation, income, and poverty among immigrants (and natives). We pay particular attention to the …

Persistent link: https://www.econbiz.de/10009652907

The More Things Change, the More They Stay the Same? The Safety Net and Poverty in the Great Recession

Bitler, Marianne P.; Hoynes, Hilary Williamson - National Bureau of Economic Research (NBER) - 2013

Food Stamp spending, during the Great Recession. In this paper we examine the relationship between poverty, the social … the Great Recession. We do so using an alternative measure of poverty that incorporates taxes and in-kind transfers. We … disadvantaged. In the post-welfare reform world, TANF did not respond in the Great Recession and extreme poverty is more cyclical …

Persistent link: https://www.econbiz.de/10010969436

Do In-Work Tax Credits Serve as a Safety Net?

Bitler, Marianne P.; Hoynes, Hilary Williamson; Kuka, Elira - National Bureau of Economic Research (NBER) - 2014

The cash and near cash safety net in the U.S. has undergone a dramatic transformation in the past fifteen years. Federal welfare reform has led to the "elimination of welfare as we know it" and several tax reforms have substantially increased the role of "in-work"' assistance. In 2010, we spent...

Persistent link: https://www.econbiz.de/10010950982

U.S. Food and Nutrition Programs

Hoynes, Hilary Williamson; Schanzenbach, Diane Whitmore - National Bureau of Economic Research (NBER) - 2015

This chapter provides an overview of the patchwork of U.S. food and nutrition programs, with detailed discussions of SNAP (formerly the Food Stamp Program), WIC, and the school breakfast and lunch programs. Building on Currie’s (2003) review, we document the history and goals of the programs,...

Persistent link: https://www.econbiz.de/10011271493

Welfare Reform and Indirect Impacts on Health

Bitler, Marianne P.; Hoynes, Hilary Williamson - National Bureau of Economic Research (NBER) - 2006

The stated goals of welfare reform are to increase work, reduce dependency on welfare, reduce births outside marriage, and to increase the formation of two parent families. However, welfare reform may also have indirect impacts on health. We provide a comprehensive review of the literature on...

Persistent link: https://www.econbiz.de/10005575786

Inside the War on Poverty: The Impact of Food Stamps on Birth Outcomes

Hoynes, Hilary Williamson; Almond, Douglas; … - National Bureau of Economic Research (NBER) - 2008

This paper evaluates the health impact of a signature initiative of the War on Poverty: the roll out of the modern Food …

Persistent link: https://www.econbiz.de/10005580432

Has "In-Work" Benefit Reform Helped the Labour Market?

Hoynes, Hilary Williamson; Blundell, Richard - National Bureau of Economic Research (NBER) - 2001

The aim of this paper is to examine the labour market impact of in-work benefit reform in the UK. Evidence is drawn from the impact of earlier reforms in the UK and similar reforms in the US. We focus on the impact on labour supply -- employment and hours of work. In the US a large proportion of...

Persistent link: https://www.econbiz.de/10005089065