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Risk, Insurance and Wages in General Equilibrium

Rosenzweig, Mark; Mobarak, Ahmed Mushfiq - National Bureau of Economic Research (NBER) - 2014

We estimate the general-equilibrium labor market effects of a large-scale randomized intervention in which we designed and marketed a rainfall index insurance product across three states in India. Marketing agricultural insurance to both cultivators and to agricultural wage laborers allows us to...

Persistent link: https://www.econbiz.de/10010796570

Risk and Return in Village Economies

Townsend, Robert M.; Samphantharak, Krislert - National Bureau of Economic Research (NBER) - 2013

We present a framework for the study of risk and return of household enterprise in developing economies. We make predictions from two polar benchmarks: (1) an economy with Pareto optimal allocations under full risk sharing, and (2) an economy in which each autarky household absorbs risk in...

Persistent link: https://www.econbiz.de/10010821669

A Personal Touch: Text Messaging for Loan Repayment

Karlan, Dean; Zinman, Jonathan; Morten, Melanie - National Bureau of Economic Research (NBER) - 2012

We worked with two microlenders to test impacts of randomly assigned reminders for loan repayments in the "text messaging capital of the world". We do not find strong evidence that loss versus gain framing or messaging timing matter. Messages only robustly improve repayment when they include the...

Persistent link: https://www.econbiz.de/10011188547

Financing Smallholder Agriculture: An Experiment with Agent-Intermediated Microloans in India

Motta, Alberto; Maitra, Pushkar; Mitra, Sandip; … - National Bureau of Economic Research (NBER) - 2014

Recent evaluations of traditional microfinance loans have found no significant impacts on borrower incomes or productive activities. We examine whether this can be remedied by (a) modifying loan features to facilitate financing of working capital needs of farmers, and (b) delegating selection of...

Persistent link: https://www.econbiz.de/10011085479

Does Decentralization Facilitate Access to Poverty-Related Services? Evidence from Benin

Caldeira, Emilie; Foucault, Martial; Rota-Graziosi, … - National Bureau of Economic Research (NBER) - 2012

We study the effect of decentralization on the access to some poverty-related public services in Benin. Compiling panel … services. Decentralization in Benin contributes positively to the reduction of poverty by improving the average access to … poverty-related services. However, the devil is in the details, as decentralization seems to increase inequality among local …

Persistent link: https://www.econbiz.de/10011271441

Public Goods, Hidden Income, and Tax Evasion: Some Nonstandard Results from the Warm-Glow Model

Hungerman, Daniel M. - National Bureau of Economic Research (NBER) - 2014

A large literature explores crowd out in situations where public goods are jointly provided; work in this area typically depicts a tax system where individuals take taxes as given. But in some settings, such as those in developing economies, efforts to evade or avoid taxes may be widespread. Using...

Persistent link: https://www.econbiz.de/10010950756

Export Markets and Labor Allocation in a Low-income Country

Pavcnik, Nina; McCaig, Brian - National Bureau of Economic Research (NBER) - 2014

We study the effects of an export shock on labor allocation across household businesses and employers in the formal enterprise sector in a low-income country, Vietnam. We find that workers reallocate from household businesses to employers in the formal enterprise sector, with greater...

Persistent link: https://www.econbiz.de/10010951004

Directed Giving: Evidence from an Inter-Household Transfer Experiment

Batista, Catia; Silverman, Dan; Yang, Dean - National Bureau of Economic Research (NBER) - 2014

We investigate the determinants of giving in a lab-in-the-field experiment with large stakes. Study participants in urban Mozambique play dictator games where their counterpart is the closest person to them outside their household. When given the option, dictators do a large fraction of giving...

Persistent link: https://www.econbiz.de/10010951192

Informality and Development

La Porta, Rafael; Shleifer, Andrei - National Bureau of Economic Research (NBER) - 2014

We establish five facts about the informal economy in developing countries. First, it is huge, reaching about half of the total in the poorest countries. Second, it has extremely low productivity compared to the formal economy: informal firms are typically small, inefficient, and run by poorly...

Persistent link: https://www.econbiz.de/10010951304

Family Ties, Inheritance Rights, and Successful Poverty Alleviation: Evidence from Ghana

Kutsoati, Edward; Morck, Randall - National Bureau of Economic Research (NBER) - 2012

Ghanaian custom views children as members of either their mother's or father's lineage (extended family), but not both. Patrilineal custom charges a man's lineage with caring for his widow and children, while matrilineal custom places this burden on the widows' lineage - her father, brothers,...

Persistent link: https://www.econbiz.de/10011271427

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