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Bernheim, B. Douglas; Ray, Debraj; Yeltekin, Sevin - National Bureau of Economic Research (NBER) - 2013

The absence of self-control is often viewed as an important correlate of persistent poverty. Using a standard … poverty damages the ability to exercise self-control. Our theory invokes George Ainslie's notion of "personal rules … assets above which personal rules support unbounded accumulation, and a second threshold below which there is a "poverty trap …

Persistent link: https://www.econbiz.de/10010951196

International Migration, Remittances, and Household Investment: Evidence from Philippine Migrants' Exchange Rate Shocks

Yang, Dean - National Bureau of Economic Research (NBER) - 2006

Millions of households in developing countries receive financial support from family members working overseas. How do migrant earnings affect origin-household investments? This paper examines Philippine households%u2019 responses to overseas members%u2019 economic shocks. Overseas Filipinos work...

Persistent link: https://www.econbiz.de/10005829433

Controversies about the Rise of American Inequality: A Survey

Gordon, Robert J.; Dew-Becker, Ian - National Bureau of Economic Research (NBER) - 2008

This paper provides a comprehensive survey of seven aspects of rising inequality that are usually discussed separately: changes in labor's share of income; inequality at the bottom of the income distribution, including labor mobility; skill-biased technical change; inequality among high incomes;...

Persistent link: https://www.econbiz.de/10005085152

Misperceptions About the Magnitude and Timing of Changes in American Income Inequality

Gordon, Robert J. - National Bureau of Economic Research (NBER) - 2009

The rise in American inequality has been exaggerated both in magnitude and timing. Commentators lament the large gap between the growth rates of real median household income and of private sector productivity. This paper shows that a conceptually consistent measure of this growth gap over 1979...

Persistent link: https://www.econbiz.de/10005088619

To Charge or Not to Charge: Evidence from a Health Products Experiment in Uganda

Karlan, Dean; Fischer, Greg; McConnell, Margaret; … - National Bureau of Economic Research (NBER) - 2014

In a field experiment in Uganda, we find that demand after a free distribution of three health products is lower than after a sale distribution. This contrasts with work on insecticide-treated bed nets, highlighting the importance of product characteristics in determining pricing policy. We put...

Persistent link: https://www.econbiz.de/10010950656

Saving for a (not so) Rainy Day: A Randomized Evaluation of Savings Groups in Mali

Karlan, Dean; Beaman, Lori; Thuysbaert, Bram - National Bureau of Economic Research (NBER) - 2014

High transaction and contracting costs are often thought to create credit and savings market failures in developing countries. The microfinance movement grew largely out of business process innovations and subsidies that reduced these costs. We examine an alternative approach, one that infuses...

Persistent link: https://www.econbiz.de/10010951005

Site Selection Bias in Program Evaluation

Allcott, Hunt - National Bureau of Economic Research (NBER) - 2012

"Site selection bias" can occur when the probability that a program is adopted or evaluated is correlated with its impacts. I test for site selection bias in the context of the Opower energy conservation programs, using 111 randomized control trials involving 8.6 million households across the...

Persistent link: https://www.econbiz.de/10010951036

Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment

Karlan, Dean; Zinman, Jonathan; Bryan, Gharad T. - National Bureau of Economic Research (NBER) - 2012

Empirical evidence on peer intermediation lags behind many years of lending practice and a large body of theory in which lenders use peers to mitigate adverse selection and moral hazard. Using a simple referral incentive mechanism under individual liability, we develop and implement a two-stage...

Persistent link: https://www.econbiz.de/10009652895

Paying the Piper: The High Cost of Funerals in South Africa

Case, Anne; Garrib, Anu; Menendez, Alicia; Olgiati, Analia - National Bureau of Economic Research (NBER) - 2008

We analyze funeral arrangements following the deaths of 3,751 people who died between January 2003 and December 2005 in the Africa Centre Demographic Surveillance Area. We find that, on average, households spend the equivalent of a year's income for an adult's funeral, measured at median per...

Persistent link: https://www.econbiz.de/10005718261

Requiescat in Pace? The Consequences of High Priced Funerals in South Africa

Case, Anne; Menendez, Alicia - National Bureau of Economic Research (NBER) - 2009

We examine the costs associated with funerals and the effects of funeral spending on household functioning, using data collected in the Agincourt Demographic Surveillance Site in South Africa. We find that large outlays of money at the time of the funeral leave households vulnerable to future...

Persistent link: https://www.econbiz.de/10005034559

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