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Insurance Decision-Making For Rare Events: The Role Of Emotions

Kunreuther, Howard; Pauly, Mark - National Bureau of Economic Research (NBER) - 2015

This paper describes the results of a web-based multi-period insurance purchasing experiment focusing on how individuals make insurance choices for low-probability, high-consequence events. Participants were told the probability and resulting losses of a hurricane occurring and were informed...

Persistent link: https://www.econbiz.de/10011133524

Sales Taxes and Internet Commerce

Levin, Jonathan; Einav, Liran; Knoepfle, Dan; … - National Bureau of Economic Research (NBER) - 2012

We estimate the sensitivity of Internet retail purchasing to sales taxes using data from the eBay marketplace. Our first approach exploits the fact that seller locations are revealed only after buyers have expressed interest in an item by clicking on its listing. We use millions of location...

Persistent link: https://www.econbiz.de/10011227921

Evaluating Welfare with Nonlinear Prices

Reiss, Peter C.; White, Matthew W. - National Bureau of Economic Research (NBER) - 2006

This paper examines how to evaluate consumer welfare when consumers face nonlinear prices. This problem arises in many settings, such as devising optimal pricing strategies for firms, assessing how price discrimination affects consumers, and evaluating the efficiency costs of many transfer...

Persistent link: https://www.econbiz.de/10005775209

Making the Most of Capital in the 21st Century

Lindert, Peter H. - National Bureau of Economic Research (NBER) - 2014

historical movements in inequality. This essay ranks the promise of different paths that scholars can usefully follow from the … point to which his book has guided us. The main path to follow is the income inequality history so well paved by Piketty and …'s emphasis on wealth, capital, and the rate of return. Following the income route to better inequality predictions requires …

Persistent link: https://www.econbiz.de/10010951213

Insurance in extended family networks

Attanasio, Orazio; Meghir, Costas; Mommaerts, Corina - National Bureau of Economic Research (NBER) - 2015

We investigate partial insurance and group risk sharing in extended family networks. Our approach is based on decomposing income shocks into group aggregate and idiosyncratic components, allowing us to measure the extent to which each is insured, having accounted for public insurance programs....

Persistent link: https://www.econbiz.de/10011240581

Effects of the Financial Crisis and Great Recession on American Households

Hurd, Michael D.; Rohwedder, Susann - National Bureau of Economic Research (NBER) - 2010

In this paper we present evidence from high-frequency data collections dedicated to tracking the effects of the financial crisis and great recession on American households. These data come from surveys that we conducted in the American Life Panel - an Internet survey run by RAND Labor and...

Persistent link: https://www.econbiz.de/10008674222

Intrahousehold Inequality

Meghir, Costas; Chiappori, Pierre-André - National Bureau of Economic Research (NBER) - 2014

Studies of inequality often ignore resource allocation within the household. In doing so they miss an important element …, measures of inequality that ignore intra household allocations are both incomplete and misleading. We discuss determinants of …

Persistent link: https://www.econbiz.de/10010780812

The Validity of Consumption Data: Are the Consumer Expenditure Interview and Diary Surveys Informative?

Meyer, Bruce D.; Bee, Adam; Sullivan, James X. - National Bureau of Economic Research (NBER) - 2012

results suggest that using Diary data to assess inequality trends and other distributional outcomes is likely to lead to …

Persistent link: https://www.econbiz.de/10011271446

Inferring Labor Income Risk from Economic Choices: An Indirect Inference Approach

Guvenen, Fatih; Smith, Anthony A. - National Bureau of Economic Research (NBER) - 2010

This paper uses the information contained in the joint dynamics of households' labor earnings and consumption-choice decisions to quantify the nature and amount of income risk that households face. We accomplish this task by estimating a structural consumption-savings model using data from the...

Persistent link: https://www.econbiz.de/10008534519

Controversies about the Rise of American Inequality: A Survey

Gordon, Robert J.; Dew-Becker, Ian - National Bureau of Economic Research (NBER) - 2008

This paper provides a comprehensive survey of seven aspects of rising inequality that are usually discussed separately …: changes in labor's share of income; inequality at the bottom of the income distribution, including labor mobility; skill …-biased technical change; inequality among high incomes; consumption inequality; geographical inequality; and international differences …

Persistent link: https://www.econbiz.de/10005085152

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