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Consumer Inertia and Firm Pricing in the Medicare Part D Prescription Drug Insurance Exchange

Ericson, Keith M. Marzilli - National Bureau of Economic Research (NBER) - 2012

I use the Medicare Part D prescription drug insurance market to examine the dynamics of firm interaction with consumers on an insurance exchange. Enrollment data show that consumers face switching frictions leading to inertia in plan choice, and a regression discontinuity design indicates...

Persistent link: https://www.econbiz.de/10010821994

Impact of Mortality-Based Performance Measures on Hospital Pricing: the Case of Colon Cancer Surgeries

Deb, Partha; Grossman, Michael; Dor, Avi; Cooper, Gregory; … - National Bureau of Economic Research (NBER) - 2013

We estimate price regressions for surgical procedures used to treat colon cancer, a leading cause of cancer mortality. Using a claims database for self-insured employers, we focus on transaction prices, rather than more commonly available billing data that do not reflect actual payments made....

Persistent link: https://www.econbiz.de/10010692215

The Great Mortgaging: Housing Finance, Crises, and Business Cycles

Jorda, Oscar; Taylor, Alan M.; Schularick, Moritz - National Bureau of Economic Research (NBER) - 2014

This paper unveils a new resource for macroeconomic research: a long-run dataset covering disaggregated bank credit for 17 advanced economies since 1870. The new data show that the share of mortgages on banks' balance sheets doubled in the course of the 20th century, driven by a sharp rise of...

Persistent link: https://www.econbiz.de/10010969257

Going into the Affordable Care Act: Measuring the Size, Structure and Performance of the Individual and Small Group Markets for Health Insurance

Simon, Kosali Ilayperuma; Karaca-Mandic, Pinar; … - National Bureau of Economic Research (NBER) - 2013

The Affordable Care Act (ACA) will dramatically alter health insurance markets and the sources through which individuals obtain coverage. As the ACA is implemented, it is essential to monitor the intended and the unintended consequences of these regulations. To evaluate the changes in health...

Persistent link: https://www.econbiz.de/10010969297

Risk Adjustment of Health Plan Payments to Correct Inefficient Plan Choice from Adverse Selection

Glazer, Jacob; McGuire, Thomas; Shi, Julie - National Bureau of Economic Research (NBER) - 2014

This paper develops and implements a statistical methodology to account for the equilibrium effects (aka adverse selection) in design of risk adjustment formula in health insurance markets. Our setting is modeled on the situation in Medicare and the new state Exchanges where individuals sort...

Persistent link: https://www.econbiz.de/10010969347

Imperfect Competition in Selection Markets

Mahoney, Neale; Weyl, E. Glen - National Bureau of Economic Research (NBER) - 2014

subprime auto lending calibrated to Einav, Jenkins and Levin (2012), realistic levels of competition among lenders generate a … significant oversupply of credit, implying greater market power is desirable. We build a model of symmetric imperfect competition …-theoretic reasoning to provide a general analysis of the interaction between selection and imperfect competition. We use the same logic to …

Persistent link: https://www.econbiz.de/10010890106

The Articulation Effect of Government Policy: Health Insurance Mandates Versus Taxes

Ericson, Keith Marzilli; Kessler, Judd B. - National Bureau of Economic Research (NBER) - 2013

We examine how the articulation of government policy affects behavior. Our experiment compares a government mandate to purchase health insurance to a financially equivalent tax on the uninsured. Participants report their probability of purchasing health insurance under one of the two...

Persistent link: https://www.econbiz.de/10010950663

Rethinking Elderly Poverty: Time for a Health Inclusive Poverty Measure?

Korenman, Sanders; Remler, Dahlia - National Bureau of Economic Research (NBER) - 2013

Census's Supplemental Poverty Measure (SPM) nearly doubles the elderly poverty rate compared to the "Official" Poverty Measure (OPM), a result of the SPM subtraction of medical out-of-pocket (MOOP) expenditures from income. Neither the SPM nor OPM counts health benefits or assets as resources....

Persistent link: https://www.econbiz.de/10010950667

The Effect of Medicaid Payment Rates on Access to Dental Care Among Children

Buchmueller, Thomas; Shore-Sheppard, Lara; Orzol, Sean - National Bureau of Economic Research (NBER) - 2013

Historically, low Medicaid reimbursement rates have limited the willingness of health care providers to accept Medicaid patients, leading to access problems in many communities. This problem has been especially acute in the case of dental care. We combine data from several sources to examine the...

Persistent link: https://www.econbiz.de/10010950684

Cost Effectiveness Analysis and the Design of Cost-Sharing in Insurance: Solving a Puzzle

Pauly, Mark - National Bureau of Economic Research (NBER) - 2012

The conventional model for the use of cost effectiveness analysis for health programs involves determining whether the cost per unit of effectiveness of the program is better than some socially determined maximum acceptable cost per unit of effectiveness. If a program is better, the policy...

Persistent link: https://www.econbiz.de/10010950702

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