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Do Firms Use Coupons and In-store Discounts to Strategically Market Experience Goods Over the Consumption Life-Cycle? The Case of Cigarettes

Sfekas, Andrew; Lillard, Dean R. - National Bureau of Economic Research (NBER) - 2013

Cigarettes are experience goods - most of their utility value only gets revealed when one consumes them. We hypothesize a three phase consumer life cycle for experience goods. Consumers initially do not know their utility from the good or their preferences for particular characteristics, and may...

Persistent link: https://www.econbiz.de/10010951451

Entry and Competition in Local Hospital Markets

Gaynor, Martin; Vogt, William; Abraham, Jean M. - National Bureau of Economic Research (NBER) - 2005

There has been considerable consolidation in the hospital industry in recent years. Over 900 deals occurred from 1994-2000, and many local markets, even in large urban areas, have been reduced to monopolies, duopolies, or triopolies. This surge in consolidation has led to concern about...

Persistent link: https://www.econbiz.de/10005014933

Employer Contribution and Premium Growth in Health Insurance

Liu, Yiyan; Jin, Ginger Zhe - National Bureau of Economic Research (NBER) - 2013

We study whether employer premium contribution schemes could impact the pricing behavior of health plans and contribute to rising premiums. Using 1991-2011 data before and after a 1999 premium subsidy policy change in the Federal Employees Health Benefits Program (FEHBP), we find that the...

Persistent link: https://www.econbiz.de/10010723399

The Role of Agents and Brokers in the Market for Health Insurance

Karaca-Mandic, Pinar; Feldman, Roger; Graven, Peter - National Bureau of Economic Research (NBER) - 2013

Health insurance markets in the United States are characterized by imperfect information, complex products, and substantial search frictions. Insurance agents and brokers play a significant role in helping employers navigate these problems. However, little is known about the relation between the...

Persistent link: https://www.econbiz.de/10010692209

The Cost of US Pharmaceutical Price Reductions: A Financial Simulation Model of R&D Decisions

Abbott, Thomas A.; Vernon, John A. - National Bureau of Economic Research (NBER) - 2005

Previous empirical studies that have examined the links between pharmaceutical price controls, profits, cash flows, and investment in research and development (R&D) have been largely based on retrospective statistical analyses of firm- and/or industry-level data. These studies, which have...

Persistent link: https://www.econbiz.de/10005720543

Enter at Your Own Risk: HMO Participation and Enrollment in the MedicareRisk Market

Arora, Ashish; Gaynor, Martin; Abraham, Jean; Wholey, … - National Bureau of Economic Research (NBER) - 1999

We examine HMO participation and enrollment in the Medicare risk market for the years 1990 to 1995. We develop a profit- maximization model of HMO behavior, which explicitly considers potential linkages between an HMO's production decision in the commercial enrollee market and its participation...

Persistent link: https://www.econbiz.de/10005828888

The Dual Effects of Intellectual Property Regulations: Within- and Between- Patent Competition in the US Pharmaceuticals Industry

Lichtenberg, Frank; Philipson, Tomas - National Bureau of Economic Research (NBER) - 2002

A patent only protects an innovator from others producing the same product, but it does not protect him from others producing better products under new patents. Therefore, one may divide up the source of competition facing an innovator into within-patent competition, which results from...

Persistent link: https://www.econbiz.de/10005777353

What Do We Know About Competition and Quality in Health Care Markets?

Gaynor, Martin - National Bureau of Economic Research (NBER) - 2006

The goal of this paper is to identify key issues concerning the nature of competition in health care markets and its impacts on quality and social welfare and to identify pertinent findings from the theoretical and empirical literature on this topic. The theoretical literature in economics on...

Persistent link: https://www.econbiz.de/10005088737

Technology, Monopoly, and the Decline of the Viatical Settlements Industry

Sood, Neeraj; Alpert, Abby; Bhattacharya, Jay - National Bureau of Economic Research (NBER) - 2005

The viatical settlement industry provides an opportunity for terminally-ill consumers, typically HIV patients, to exploit a previously untapped source of equity in existing life insurance contracts to finance consumption and medical expenses. The 1996 introduction and dissemination of effecive...

Persistent link: https://www.econbiz.de/10005089036

Private Profits and Public Health: Does Advertising Smoking Cessation Products Encourage Smokers to Quit?

Kenkel, Donald S.; Avery, Rosemary; Lillard, Dean R.; … - National Bureau of Economic Research (NBER) - 2006

empirical study of the impact of pharmaceutical industry advertising on smoking cessation decisions. We link survey data on … smoking cessation advertisements based on their magazine-reading habits. Because we observe the same information about the … likely to have successfully quit. While some of the increased quitting behavior involves purchases of smoking cessation …

Persistent link: https://www.econbiz.de/10005036795

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