Alesina, Alberto; Lotti, Francesca; Mistrulli, Paolo Emilio - National Bureau of Economic Research (NBER) - 2008
-employed individuals, we find robust evidence that women in Italy pay more for overdraft facilities than men. We could not find any … evidence that women are riskier then men. The male/female differential remains even after controlling for a large number of … characteristics of the type of business, the borrower and the market structure of the credit market. The result is not driven by women …