Showing 1 - 10 of 226
Poverty counts are counts of individuals in poverty but are calculated from household or family data on income or … across different people, and about the extent of economies of scale. The number of elderly in poverty, or the number of … children in poverty, is sensitive to these assumptions and to differences in living arrangements across age groups. We explore …
Persistent link: https://www.econbiz.de/10005720764
used to assess economic well-being and poverty rates. Yet, because households can use wealth to consume more than income … use data from the Health and Retirement Study to find income-based poverty rates which we compare with poverty rates as … the relationship between income-based and consumption-based poverty measures. We find that the poverty rate based on …
Persistent link: https://www.econbiz.de/10005830272
Many organizations provide retirement planning seminars to their employees as a benefit to help them make better informed retirement decisions.  This study examines the participants in 85 seminars conducted by five companies in 2008 and 2009 to determine how much learning takes place and...
Persistent link: https://www.econbiz.de/10010969279
annuitize a fraction of their wealth increases annuitization relative to a situation where annuitization is an "all or nothing …. Concerns about later-life income, spending flexibility, and counterparty risk are the most important self-reported motives that …
Persistent link: https://www.econbiz.de/10010969425
Life insurers use accounting and actuarial techniques to smooth reporting of firm assets and liabilities, seeking to transfer surpluses in good years to cover benefit payouts in bad years. Nevertheless, these techniques been criticized as they make it difficult to assess insurers' true financial...
Persistent link: https://www.econbiz.de/10010950681
A general finding in the empirical literature on charitable giving is that among older individuals, both the probability of giving and the conditional amount of donations decrease with age, ceteris paribus. In this paper, we use data on giving by alumni at an anonymous university to investigate...
Persistent link: https://www.econbiz.de/10010950704
We examine whether stronger age discrimination laws at the state level moderated the impact of the Great Recession on older workers. We use a difference-in-difference-in-differences strategy to compare older workers in states with stronger and weaker laws, to their younger counterparts, both...
Persistent link: https://www.econbiz.de/10010950721
wealth levels. This pattern is consistent with those who choose monthly distributions being more likely to use their …
Persistent link: https://www.econbiz.de/10010950731
This is the introduction and summary to the sixth phase of an ongoing project on Social Security Programs and Retirement Around the World. The first phase described the retirement incentives inherent in plan provisions and documented the strong relationship across countries between social...
Persistent link: https://www.econbiz.de/10010950785
considered: total wealth; an annualized measure of AIME; the wealth value of pensions; and a measure of average indexed lifetime …
Persistent link: https://www.econbiz.de/10010951055