Narrow search
Showing 1 - 10 of 153
Cover Image
Individual Financial Decisions in Retirement Saving Plans and The Provision of Resources for Retirement
Poterba, James M. - 1996
Proposals for mandatory private saving accounts differ in the degree of investment discretion that they provide to individual savers, and in their provisions for annuitization of accumulated assets. With respect to investment choices, some argue that individuals must be prevented from investing...
Persistent link: https://www.econbiz.de/10012473072
Cover Image
Effective retirement savings programs : design features and financial education
Olsen, Anya; Whitman, Kevin - In: Social security bulletin 67 (2007) 3, pp. 53-72
Persistent link: https://www.econbiz.de/10003796481
Cover Image
How will 401(k) pension plans affect retirement income?
Samwick, Andrew; Skinner, Jonathan - In: The American economic review 94 (2004) 1, pp. 329-343
Persistent link: https://www.econbiz.de/10002034961
Cover Image
The role of behavioral economics and behavioral decision making in Americans' retirement savings decisions
Knoll, Melissa A. Z. - In: Social security bulletin 70 (2010) 4, pp. 1-23
Persistent link: https://www.econbiz.de/10009124871
Cover Image
Impact of Defaults in Retirement Saving Plans : Public Employee Plans
Clark, Robert L. - 2019
This study examines the impact of the adoption automatic enrollment provisions by the state of South Dakota for its supplemental retirement saving plan (SRP). In South Dakota, state and local government employees, including teachers, are also covered by a defined benefit pension plan and by...
Persistent link: https://www.econbiz.de/10012480178
Cover Image
Rational and Behavioral Perspectives on the Role of Annuities in Retirement Planning
Brown, Jeffrey R. - 2007
This paper discusses the role of annuities in retirement planning. It begins by explaining the basic theory underlying the individual welfare gains available from annuitizing resources in retirement. It then contrasts these findings with the empirical findings that so few consumers behave in a...
Persistent link: https://www.econbiz.de/10012465109
Cover Image
Pension Plan Characteristics and Framing Effects in Employee Savings Behavior
Card, David - 2007
In this paper we document the importance of framing effects in the retirement savings decisions of college professors …. Pensions in many post-secondary institutions are funded by a combination of an employer contribution and a mandatory employee … contribution. Employees can also make tax-deferred contributions to a supplemental savings account. A standard lifecycle savings …
Persistent link: https://www.econbiz.de/10012465376
Cover Image
The Importance of Default Options for Retirement Savings Outcomes : Evidence from the United States
Beshears, John - 2006
This paper summarizes the empirical evidence on how defaults impact retirement savings outcomes. After outlining the … defaults impact retirement savings outcomes at all stages of the savings lifecycle, including savings plan participation …, savings rates, asset allocation, and post-retirement savings distributions. The paper then discusses why defaults have such a …
Persistent link: https://www.econbiz.de/10012466662
Cover Image
Turning Workers into Savers? Incentives, Liquidity, and Choice in 401(k) Plan Design
Mitchell, Olivia S. - 2005
We develop a comprehensive model of 401(k) pension design that reflects the complex tax, savings, liquidity and …
Persistent link: https://www.econbiz.de/10012466946
Cover Image
Valuing Assets in Retirement Saving Accounts
Poterba, James - 2004
Many studies compare household balances in tax-deferred retirement accounts such as 401(k) plans with financial assets held outside these accounts, but these different asset components are not directly comparable. Taxes and in some cases penalties are due when assets are withdrawn from some...
Persistent link: https://www.econbiz.de/10012468298