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Incorporating Employee Heterogeneity into Default Rules for Retirement Plan Selection
Goda, Gopi Shah - 2010
We study the effect of incorporating heterogeneity into default rules by examining the choice between retirement plans at a firm which transitioned from a defined benefit (DB) to a defined contribution (DC) plan. The default plan for existing employees varied discontinuously depending on their...
Persistent link: https://www.econbiz.de/10012462495
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Are Retirement Planning Tools Substitutes or Complements to Financial Capability?
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - National Bureau of Economic Research - 2022
' retirement-savings decisions. In both conditions, the calculator projects workers' retirement income goal. In the treatment … condition, it also projects retirement income based on defined-contribution savings, prominently displays the gap between …
Persistent link: https://www.econbiz.de/10013477215