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Towards sustainable retirement planning of wageworkers in Thailand : a qualitative approach in behavioral segmentation and financial pain point identification

Chavis Ketkaew; Van Wouwe, Martine; Jorissen, Ann; … - In: Risks : open access journal 10 (2022) 1, pp. 1-30

Thailand recently reached "aged" society status, signifying that over twenty percent of the population is over sixty. Considering that Thailand has a low literacy rate, a fractured pension system, and no regulations that could provide sufficient income to cover basic needs after retirement,...

Persistent link: https://www.econbiz.de/10012805342

Individual Financial Decisions in Retirement Saving Plans and The Provision of Resources for Retirement

Poterba, James M. - 1996

Proposals for mandatory private saving accounts differ in the degree of investment discretion that they provide to individual savers, and in their provisions for annuitization of accumulated assets. With respect to investment choices, some argue that individuals must be prevented from investing...

Persistent link: https://www.econbiz.de/10012473072

Are women more risk averse? : A sequel

Giannikos, Christos; Korkou, Efstathia D. - In: Risks : open access journal 13 (2025) 1, pp. 1-15

computation of wealth, which includes additional categories of assets such as 401(k)s or other thrift savings accounts, and second …

Persistent link: https://www.econbiz.de/10015331238

How will 401(k) pension plans affect retirement income?

Samwick, Andrew; Skinner, Jonathan - In: The American economic review 94 (2004) 1, pp. 329-343

Persistent link: https://www.econbiz.de/10002034961

The impact of guarantees on the performance of pension saving schemes : insights from the literature

Bohnert, Alexander - In: Risks : open access journal 3 (2015) 4, pp. 515-542

Guarantees are often seen as the key characteristics of pension saving products, but securing them can become costly and is of central relevance especially in the course of the current low interest rate environment. In this article, we deal with the question of how costly the typical types of...

Persistent link: https://www.econbiz.de/10011402676

Utility Evaluation of Risk in Retirement Saving Accounts

Poterba, James - 2003

The shift from defined benefit to defined contribution plans in the United States has drawn new attention to the effect of participants' asset allocation decisions on their financial resources for retirement. This paper develops a stochastic simulation algorithm to evaluate the effect of holding...

Persistent link: https://www.econbiz.de/10012468805

Do Savings Increase in Response to Salient Information about Retirement and Expected Pensions?

Dolls, Mathias - 2016

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … change the level of pensions, but only manipulated the knowledge about and salience of expected pension payments. Using … on private retirement savings. Our results show that the letters increase private retirement savings. The effects are …

Persistent link: https://www.econbiz.de/10012455996

Contributions to Defined Contribution Pension Plans

Choi, James J. - 2015

Defined contribution (DC) pensions are an increasingly important means of financing retirement consumption. Because …

Persistent link: https://www.econbiz.de/10012457201

Supplemental Plan Offerings and Retirement Saving Choices : An Analysis of North Carolina School Districts

Clark, Robert L. - 2015

savings plan and allow multiple vendors to offer products. Using individual-level payroll data from over half of the public …-district differences in supplemental plan administration on participation in these savings vehicles. We find wide variation in total …

Persistent link: https://www.econbiz.de/10012457286

The Effect of Providing Peer Information on Retirement Savings Decisions

Beshears, John - 2011

on savings. Low-saving employees received simplified plan enrollment or contribution increase forms. A randomized subset …>decreased</i> the savings of non-participants who were ineligible for 401(k) automatic enrollment, and higher observed peer savings … rates also decreased savings. Discouragement from upward social comparisons seems to drive this reaction …

Persistent link: https://www.econbiz.de/10012461313