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Expected home ownership and real wealth accumulation of youth

Haurin, Donald R.; Hendershott, Patric H.; Wachter, Susan M. - 1996

Persistent link: https://www.econbiz.de/10000595157

Independent living and homeownership : an analysis of Australian youth

Bourassa, Steven C.; Haurin, Donald R.; Haurin, R. J.; … - 1993

Persistent link: https://www.econbiz.de/10000874816

Borrowing constraints and the tenure choice of young households

Haurin, Donald R.; Hendershott, Patric H.; Wachter, Susan M. - 1996

Persistent link: https://www.econbiz.de/10000593431

Taxes and the user cost of capital for owner-occupied housing

Hendershott, Patric H.; Slemrod, Joel - 1982

Persistent link: https://www.econbiz.de/10002770926

Taxes and the User Cost of Capital for Owner-Occupied Housing

Hendershott, Patric H. - 1982

Owner-occupied housing is said to be favored in the tax code because mortgage interest and property taxes can be deducted in the computation of one's income tax base in spite of the fact that the returns from owner- occupied housing = not taxed. The special tax treatment reduces the user cost of...

Persistent link: https://www.econbiz.de/10012478178

Borrowing Constraints and the Tenure Choice of Young Households

Haurin, Donald R. - 1996

In this paper we analyze the factors that affect the tenure choice of young adults, highlighting the impact of mortgage lender imposed borrowing constraints. The data set is a panel of youth age 20-33 for the years 1985-90. Our methods differ from most prior studies in many ways including...

Persistent link: https://www.econbiz.de/10012473215

Expected Home Ownership and Real Wealth Accumulation of Youth

Haurin, Donald R. - 1996

This paper describes the real wealth accumulation of American youth and relates this behavior to variations in real constant-quality house prices in their localities of residence. We argue that increases in the real constant-quality house price have two offsetting effects on wealth. First, the...

Persistent link: https://www.econbiz.de/10012473216

Endogenous Mortgage Choice, Borrowing Constraints and the Tenure Decision

LaFayette, William C. - 1995

Earlier research has shown that lender income and wealth constraint ratios discourage homeownership. This empirical …, the measured impact on the homeownership rate of the constraints falls to only 4 percentage points. Further, FHA loans are … estimated to increase homeownership by only 0.1 to 0.2 percentage points …

Persistent link: https://www.econbiz.de/10012473815

Wealth Accumulation and Housing Choices of Young Households : An Exploratory Investigation

Haurin, Donald R. - 1995

homeownership. The factors related to this increase are marriage, increased labor supply by married women, and gifts …

Persistent link: https://www.econbiz.de/10012473819

Independent Living and Homeownership : An Analysis of Australian Youth

Bourassa, Steven C. - 1993

and homeownership. The cost of shelter is an important determinant of whether youth live independently (apart from parents … and other nonrelated adults), and the cost of homeownership relative to renting is important to the tenure decision … lowered the homeownership rate among young households by 23 percent, which is equivalent to slowing the time to first …

Persistent link: https://www.econbiz.de/10012474496