evolution of bank credit. We use a unique loanlevel dataset comprising multiple credit registers from several European countries … with borrower and bank-level characteristics and with indicators summarising macroprudential and monetary policy actions …. We find that monetary policy easing increases both bank lending and lending to riskier borrowers, especially when there …

explain about two-thirds of the variation of bank capitalization over the business cycle. We estimate that provisioning …

We develop a new identification strategy to evaluate the impact of the geographic expansion of bank holding company … (BHC) assets across U.S. metropolitan statistical areas (MSAs) on BHC risk. We find that the geographic expansion of bank …

cost of debt, corporate bond purchases by the central bank stimulate innovation through a wealth transfer to innovative …

sectors, such as construction and non-bank financial intermediation, is associated with crises; and (iv) the recovery from …

This paper examines the impact of bank regulations, market structure, and national institutions on bank net interest … margins and overhead costs using data on over 1,400 banks across 72 countries while controlling for bank …-specific characteristics. The data indicate that tighter regulations on bank entry and bank activities boost the cost of financial …

Germany. Our evidence suggests that labor market flexibility can dampen the negative effect of credit shocks by allowing firms …

greater insider ownership leads to less equity issuances. Several tests are consistent with the view that bank insiders are … between bank equity and lending, the results stress that ownership structure can shape the resilience of banks--and hence the …