innovation experience, the results further highlight the important role of knowledge provided by skilled employees and unobserved …This paper investigates whether firms innovate persistently or discontinuously over time using an innovation panel data … set on German manufacturing and service firms for the period 1994-2002. We find that innovation behaviour is permanent at …

Business environments dominated by information flows and autonomous tasks, typical of knowledge-intensive industries … gains from relatively high levels of trust in knowledge-rich environments are estimated to be sizeable and our estimates …

have, on average, positive causal treatment effects on financial knowledge and downstream financial behaviors. Treatment …

own retirement security, this lack of knowledge has serious implications …

showed that financial literacy is low among the young; fewer than one-third of young adults possess basic knowledge of …

knowledge acquired in school - before entering the labor market and certainly before starting to plan for retirement. Results … show that those with more advanced financial knowledge are those more likely to be retirement-ready …