to create rents by restricting the size and scope of individual banking organizations. In the second, rents come from … encourage customers to push rent-dependent banking systems into crisis. This analysis portrays the banking crises that have … regulating banking markets …

We examine the effect of US branch banking deregulations on the entry size of new firms using micro-data from the US …

taking place for retail banking. Data on cross-border retail bank flows, cross-border bank mergers and the law of one price … reveal no evidence of integration in retail banking. This paper shows that the previous tests of bank integration are weak in … role of an active market for corporate control and of competition in banking integration. European listed banks …

It is often argued that branching stabilizes banking systems by facilitating diversification of bank portfolios …-level data find that states allowing branch banking had lower failure rates, while those examining individual banks find that … findings. Using data on national banks from the 1920s and 1930s, we show that branch banking increases competition and forces …

-induced banking concentration is 0.18. We show that these results are not likely due to reverse causation, and confirm the central …

This paper tests how competition in local U.S. banking markets affects the market structure of non-financial sectors … firms. The empirical evidence, however, strongly supports the idea that in markets with concentrated banking, potential … entrants face greater difficulty gaining access to credit than in markets where banking is more competitive …

values, and relationship lending and increases banks' provision of nontraditional banking services …