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Household Finance over the Life-Cycle : What does Education Contribute?
Cooper, Russell - 2014
This paper studies household financial choices: why are these decisions dependent on the education level of the … household? A life-cycle model is constructed to understand a rich set of facts about decisions of households with different …, education affects household finance mainly through increased average income. The estimation also finds evidence that higher …
Persistent link: https://www.econbiz.de/10012457982
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Household Finance : Education, Permanent Income and Portfolio Choice
Cooper, Russell - 2013
This paper studies household financial choices: why are these decisions dependent on the education level of the … household? A life cycle model is constructed to understand a rich set of facts about decisions of households with different …
Persistent link: https://www.econbiz.de/10012459207
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The Unintended Impacts of Agricultural Fires : Human Capital in China
Zivin, Joshua S. Graff - 2019
detected by high-resolution satellites in China during 2005 to 2011, this paper investigates the impacts of fires on cognitive …
Persistent link: https://www.econbiz.de/10012480149
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Target setting and Allocative Inefficiency in Lending : Evidence from Two Chinese Banks
Cao, Yiming - 2018
We study the consequences of month-end lending incentives for Chinese bank managers. Using data from two banks, one state-owned and the other partially privatized, we show a clear increase in lending in the final days of each month, a result of both more loan issuance and higher value per loan....
Persistent link: https://www.econbiz.de/10012480614