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The Cost of Financial Frictions for Life Insurers
Koijen, Ralph S.J. - 2012
During the financial crisis, life insurers sold long-term policies at deep discounts relative to actuarial value. The average markup was as low as -19 percent for annuities and -57 percent for life insurance. This extraordinary pricing behavior was due to financial and product market frictions,...
Persistent link: https://www.econbiz.de/10012460342
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Pandemic Schooling Mode and Student Test Scores : Evidence from US States
Halloran, Clare; Jack, Rebecca; Okun, James C.; Oster, Emily - National Bureau of Economic Research - 2021
We estimate the impact of district-level schooling mode (in-person versus hybrid or distance learning) on test scores …
Persistent link: https://www.econbiz.de/10012696406
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U.S. Safety Net Programs and Early Life Skills Formation : Results from a Prospective Longitudinal Cohort Study
Bolbocean, Corneliu - 2018
A large body of literature suggests that the first years of life are critical for long-term economic, health and social outcomes. However, the effect of public programs on early life skills formation is largely unknown due to data limitations. In this paper we use novel data from a large...
Persistent link: https://www.econbiz.de/10012452889
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Teaching Teachers To Use Computer Assisted Learning Effectively : Experimental and Quasi-Experimental Evidence
Oreopoulos, Philip; Gibbs, Chloe; Jensen, Michael; … - National Bureau of Economic Research - 2024
Mastery learning - the process by which students must demonstrate proficiency with a single topic before moving on - is … implement it into a classroom setting. This study evaluates a program to encourage greater mastery learning through technology … coaching in how to use Computer Assisted Learning (CAL) for helping students follow a customized roadmap of incremental …
Persistent link: https://www.econbiz.de/10014528427
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Innovation Adoption by Committee : Evaluating Decision-Making in the FDA
Canen, Nathan J.; Iaryczower, Matiás - National Bureau of Economic Research - 2024
learning and policy recommendation in advisory committees. We quantify the effectiveness of advisory panels, and evaluate …
Persistent link: https://www.econbiz.de/10015056111
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The Impact of US News and World Report College Rankings on Admission Outcomes and Pricing Decisions at Selective Private Institutions
Monks, James - 1999
Despite the widespread popularity of the U.S. News & World Report College rankings there has been no empirical analysis of the impact of these rankings on applications, admissions, and enrollment decisions, as well as on institutions' pricing policies. Our analyses indicate that a less favorable...
Persistent link: https://www.econbiz.de/10012471562
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School Food Policy Affects Everyone : Retail Responses to the National School Lunch Program
Handbury, Jessie; Moshary, Sarah - National Bureau of Economic Research - 2021
We study the private market response to the National School Lunch Program, documenting economically meaningful spillovers to non-recipients. We focus on the Community Eligibility Provision (CEP), an expansion of the lunch program under the 2010 Healthy, Hunger-Free Kids Act. Under the CEP,...
Persistent link: https://www.econbiz.de/10012660062
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Headwinds and Tailwinds : Implications of Inefficient Retail Energy Pricing for Energy Substitution
Borenstein, Severin; Bushnell, James B. - National Bureau of Economic Research - 2021
Electrification of transportation and buildings to reduce greenhouse gas (GHG) emissions requires massive switching from natural gas and refined petroleum products. All three end-use energy sources are mispriced due in part to the unpriced pollution they emit. Natural gas and electricity...
Persistent link: https://www.econbiz.de/10012616566
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Bargaining and International Reference Pricing in the Pharmaceutical Industry
Dubois, Pierre; Gandhi, Ashvin; Vasserman, Shoshana - National Bureau of Economic Research - 2022
The United States spends twice as much per person on pharmaceuticals as European countries, in large part because prices are much higher in the US. This fact has led policymakers to consider legislation for price controls. This paper assesses the effects of a US international reference pricing...
Persistent link: https://www.econbiz.de/10013210081
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Organizational Structure and Pricing : Evidence from a Large U.S. Airline
Hortaçsu, Ali; Natan, Olivia R.; Parsley, Hayden; … - National Bureau of Economic Research - 2021
We study how organizational boundaries affect pricing decisions using comprehensive data from a large U.S. airline. We document that the firm's advanced pricing algorithm, utilizing inputs from different organizational teams, is subject to multiple biases. To quantify the impacts of these...
Persistent link: https://www.econbiz.de/10012696417