Mortgage cramdown enabled bankruptcy judges to discharge the underwater portion of a mortgage during Chapter 13 …

We propose a rich model of household behavior to study the effect of two important policies: mortgage interest tax … deduction and mandatory mortgage amortization. These policies have attracted some controversy, first because they are conceived …

conclude that the HOLC's redlining maps had little effect on the geographic distribution of either program's mortgage market …

Motivated by the assessment of racial discrimination in mortgage pricing, we introduce a new methodology for comparing …. Fourth, we use our methodology to estimate mortgage pricing differentials by race on a novel data set linking 2018--2019 Home … Mortgage Disclosure Act (HMDA) data to Optimal Blue rate locks. We find robust evidence for mortgage pricing differentials by …

amount depend on mortgage rate negatively, consistent with a prepayment-driven demand channel. This negative dependence …

individuals may file for bankruptcy or default on their mortgage. Uncertainty in the model is driven by house price shocks …

We analyze mortgage lenders' behavior with respect to shale gas risk during the period of the U.S. shale gas boom … scrutiny, to $3,137, or 1.6% of profit earned on an average mortgage, afterwards. Our approach provides an alternative to the … decisions of mortgage professionals …

during the crisis. Representatives from districts experiencing an increase in mortgage default rates are significantly more … likely to vote in favor of the AHRFPA. They are precise in responding only to mortgage related constituent defaults, and are …