-constrained previously decreased their savings more (or increased their savings less) relative to unconstrained firms. However, this firm …-level effect did not lead to a decrease in aggregate corporate savings as conjectured by the theory. Our sector level regressions … show that corporate savings increased after financial reforms, and more so for sectors more dependent on external finance …

had a persistent 2-3 year impact on the flow of deposits and stock of savings, and increased the present value of branch …

, consumption, and savings. We find that winning a modest prize ($15,000 per year for twenty years) does not affect labor supply or … earnings substantially. Winning such a prize does not considerably reduce savings. Winning a much larger prize ($80,000 rather … approximately the same amount. Winning $80,000 increases overall savings, although savings in retirement accounts are not …

from randomized-controlled trials with 124,000 savings account holders at five UK depositories. Treated consumers received … dominated their current savings product. Motivated by work on search frictions, switching costs, and inattention, our …

savings. Households across the income distribution all cut spending from March to early April. Since mid April, spending has …

"temptation" spending unaffected or reduced. However, we found that promotion of savings lockboxes in a largely autarkic society …

This paper uses a quasi natural experiment to explore how financial education changes savings, investment, and consumer …