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Designing benefits for the growing platform workforce in the U.S. poses significant challenges. While platform workers need protection against unforeseen shocks, work that is often part time and spread across multiple platforms makes the traditional benefits model untenable. This paper reports...
Persistent link: https://www.econbiz.de/10012938705
This paper employs a game-theoretic framework and a comparative historical analysis to study the impact of the Great Depression on corporate welfarism,' i.e., employers' voluntary provisions of non-wage benefits, greater employment security, and employee representation to their blue-collar...
Persistent link: https://www.econbiz.de/10012469141
benefits. We find that the union effect on health insurance coverage rates has fallen somewhat but remains large, due to an … increase over time in the union effect on employee 'take-up' of offered insurance, and that declining unionization explains 20 … employees' direct costs for health insurance and the availability of retiree coverage …
Persistent link: https://www.econbiz.de/10012470486
from going without health insurance …
Persistent link: https://www.econbiz.de/10012496144
This paper compares the labor market implications of the health insurance system in Spain and in the United States …. While most health insurance is privately provided to workers (by employers) in the United States, Spanish workers obtain … health insurance coverage from the public social security system. The Spanish system is financed by a payroll (social …
Persistent link: https://www.econbiz.de/10012474549
Almost 50 million Americans are burdened by the need to repay almost $2 trillion in student loan debt, while at the same time having to save for retirement. This article analyzes the potential impact of the 2022 SECURE 2.0 Act reform which permits employers to match contributions for student...
Persistent link: https://www.econbiz.de/10014544722
Over half of the U.S. population receives health insurance through an employer, with employer premium contributions … the labor market to explore how this uniquely American approach to financing health insurance contributes to labor market … inequality. We consider a partial-equilibrium counterfactual in which employer-provided health insurance is instead financed by a …
Persistent link: https://www.econbiz.de/10014248009
requires that employer-based insurance plans cover health care expenditures for workers with children 26 years old or younger …. While there has been considerable scholarly and policy interest in the effects of this mandate on health insurance coverage …
Persistent link: https://www.econbiz.de/10011488082
I review the academic literature on defined contribution retirement plan design and participant behavior. While adoption of automatic enrollment has significantly increased participation rates, recent studies find the long-run effects on savings are smaller than the short-run effects, with some...
Persistent link: https://www.econbiz.de/10014635616
We investigate how formularies used by pharmacy benefit managers (PBMs) can affect manufacturer rebates for branded drugs. We first present a theoretical model of multidimensional contracting in which a PBM negotiates with drug manufacturers over menus of formulary-contingent rebate payments and...
Persistent link: https://www.econbiz.de/10015056114