Showing 1 - 10 of 471
. Overall, our results suggest that the effect of regulation is to produce a slight increase in the proportion uninsured, as … regulations produce only small changes in risk pooling because the extent of pooling in the absence of regulation is substantial …
Persistent link: https://www.econbiz.de/10012466161
quantitative estimates of the consequences of government regulation. We estimate the impact of restricting gender-based pricing in …
Persistent link: https://www.econbiz.de/10012466464
allowed. We extend the analysis to investigate some related issues, including (i) age-based pricing regulation (ii) exchange …
Persistent link: https://www.econbiz.de/10012459262
ill). This paper shows how a payment system based only on risk sharing (like in Australia), is improved by combining risk … sharing with risk adjustment. Using Australia's private health insurance market as a case study, we compare and assess the …
Persistent link: https://www.econbiz.de/10014247974
research on e-cigarette regulation and provides a case-study for the policy implementation in Australia. Our paper is also part …Australia had adopted a novel approach to e-cigarette policy by requiring a physician's prescription to lawfully obtain …-benefit analyses of possible reforms to Australian e-cigarette regulation. In aggregate, we estimate that the benefits of allowing but …
Persistent link: https://www.econbiz.de/10014635617
We provide a comparison of salient organizational features of primary markets for foreign government debt over the very long run. We focus on output, quality control, information provision, competition, pricing, charging, and signaling. We find that the market setup experienced a radical...
Persistent link: https://www.econbiz.de/10012463522
A liquidity-constrained entrepreneur needs to raise capital to finance a business activity that may cause injuries to third parties -- the tort victims. Taking the level of borrowing as fixed, the entrepreneur finances the activity with senior (secured) debt in order to shield assets from the...
Persistent link: https://www.econbiz.de/10012464464
Whereas the literature evaluating the effect of tort reforms has focused on reported incurred losses, this paper examines the long run effects using a comprehensive sample by state of individual firms writing medical malpractice insurance from 1984-2003. The long run effects of reforms are...
Persistent link: https://www.econbiz.de/10012466583
This paper assesses whether insurers' state taxes reduce purchases of property-casualty coverage. Tests are conducted using state aggregates of insurer-level data from publicly-available, annual accounting reports for 1993, 1994, and 1995. A positive relation between self-insurance and state...
Persistent link: https://www.econbiz.de/10012471330
There is growing interest in market design using default rules and other choice architecture principles to steer consumers toward desirable outcomes. Using data from Massachusetts' health insurance exchange, we study an "automatic retention" policy intended to prevent coverage interruptions...
Persistent link: https://www.econbiz.de/10012510509