providers that overbill insurers. Using large-scale claims data from Medicare, the US federal health insurance program for … used to guide investigations and auditing of suspicious providers for both public and private health insurance systems …

We show that industrial ownership structures, such as keiretsu groupings in Japan, may significantly impact firms …

positive relation between self-insurance and state taxes is detected, consistent with consumers opting to self-insure rather … demand is largely inelastic, e.g., automobile liability coverage, taxes do not affect self-insurance …

Theoretically, wealthier people should buy less insurance, and should self-insure through saving instead, as insurance … wealthier have better life and property insurance coverage. Wealth-related differences in background risk, legal risk, liquidity … constraints, financial literacy, and pricing explain only a small fraction of the positive wealth-insurance correlation. This …

Insurers are the largest institutional investors of corporate bonds. However, a standard theory of insurance markets …