This paper analyzes the impact of rate regulation on the structure of insurance markets for private passenger … automobile insurance. The paper argues that states' restrictions on automobile insurers' rates of return will distort the … those states which impose the most stringent regulation. The analysis suggests that increased regulatory stringency lowers …

Massachusetts that the demand for auto insurance is highly price elastic. This implies that regulation induced price rollbacks (such …This paper examines various explanations for the increase in the degree of regulation of the auto industry in the last … increase in regulation in two ways: a) As an attempt to lower rates to deal with the problem of the uninsured motorist. b) More …

the seemingly failure of the private insurance market to provide coverage for terrorism losses after the attack on … government provision of terrorism insurance. The paper argues that mostly unfettered insurance and capital markets are capable of …

service categories (banking, insurance, and telecoms), asking whether it is likely they will really be fully implemented in …

This paper investigates the incentive effects of automobile insurance, compulsory insurance laws, and no … 1970-1998, a period in which many states adopted compulsory insurance regulations and/or no-fault laws. Using an … instrumental variables approach, we find evidence that automobile insurance has moral hazard costs, leading to an increase in …

insurance coverage against future terrorist attacks came into question. Concern over the potential adverse consequences of the … lack of availability of insurance against terrorist incidents led to calls for federal intervention in insurance markets …

This paper investigates the rationale for government intervention in the market for terrorism insurance, focusing on … rational terrorists. Government subsidies for terror insurance can discourage self-protection and limit the inefficiencies …

(namely, from Cyprus and British Virgin Islands) across Russia and compare them with the benchmark group of genuine foreign …

Cyprus, Greece, Ireland, Portugal and Spain, ranging from roughly 0.5% (Ireland) to 43% (Greece) of 2011 output during the …

Care Act (ACA)'s Health Insurance Marketplaces. The RC program, which was defunded ahead of coverage year 2016, and ended … defunding, had greater premium increases in 2017, after the program ended. Insurance markets in which more insurers made RC …